There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Nagpur Nagarik Sahakari Bank Limited for its Gadchiroli branch in Gadchiroli, Gadchiroli, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Nagpur Nagarik Sahakari Bank Limited situated in Gadchiroli or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code NGSB0000035. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Nagpur Nagarik Sahakari Bank Limited, Gadchiroli, Gadchiroli
Below in the table are the key details related to IFSC Code NGSB0000035 of Nagpur Nagarik Sahakari Bank Limited for its branch located in Gadchiroli, within the district of Gadchiroli in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Nagpur Nagarik Sahakari Bank Limited |
| IFSC Code | NGSB0000035 |
| Branch | Gadchiroli |
| City | Gadchiroli |
| District | Gadchiroli |
| State | Maharashtra |
| Address | Ward No.17,Chamorshi Road,In Front Of Radhe Building,Gadchiroli-442605 |
These details help users in online banking and for businesses and individuals who use Nagpur Nagarik Sahakari Bank Limited in Gadchiroli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NGSB0000035 for the Gadchiroli branch of Nagpur Nagarik Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Nagpur Nagarik Sahakari Bank Limited located in Gadchiroli, Gadchiroli, Maharashtra, are allotted a unique IFSC like NGSB0000035 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gadchiroli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gadchiroli and Gadchiroli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Nagpur Nagarik Sahakari Bank Limited in Gadchiroli reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code NGSB0000035
The format of the IFSC Code for banks, including Nagpur Nagarik Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Nagpur Nagarik Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gadchiroli in Gadchiroli.
For example, the IFSC Code NGSB0000035 of Nagpur Nagarik Sahakari Bank Limited for the Gadchiroli branch includes these elements, identifying the bank and the branch location in Gadchiroli and Maharashtra correctly.
How to Find IFSC Code for Nagpur Nagarik Sahakari Bank Limited?
If you are trying to find the IFSC Code NGSB0000035 of Nagpur Nagarik Sahakari Bank Limited for its Gadchiroli branch located in Gadchiroli, the following methods can help:
Cheque Book
The cheque book issued by Nagpur Nagarik Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Nagpur Nagarik Sahakari Bank Limited branches in Gadchiroli and Gadchiroli, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Nagpur Nagarik Sahakari Bank Limited and navigate to the branch locator section. Search for Gadchiroli or Gadchiroli to get the exact IFSC Code NGSB0000035.
Mobile Banking App
If you use Nagpur Nagarik Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Nagpur Nagarik Sahakari Bank Limited and Gadchiroli, you'll get the correct details.
How to Use IFSC Code NGSB0000035 for Online Transfers?
Once you have the IFSC Code NGSB0000035 for the Gadchiroli branch of Nagpur Nagarik Sahakari Bank Limited in Gadchiroli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code NGSB0000035. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Nagpur Nagarik Sahakari Bank Limited IFSC Code NGSB0000035.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Nagpur Nagarik Sahakari Bank Limited Gadchiroli in Gadchiroli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Nagpur Nagarik Sahakari Bank Limited in Gadchiroli, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Nagpur Nagarik Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gadchiroli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is NGSB0000035.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No.17,Chamorshi Road,In Front Of Radhe Building,Gadchiroli-442605 located in Gadchiroli, Gadchiroli, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.