There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Nagpur Nagarik Sahakari Bank Limited for its Bramhapuri Branch branch in Bramhapuri, Chandrapur, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Nagpur Nagarik Sahakari Bank Limited situated in Bramhapuri or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code NGSB0000038. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Nagpur Nagarik Sahakari Bank Limited, Bramhapuri Branch, Bramhapuri

The table below shows the main details of the IFSC Code NGSB0000038 for the Nagpur Nagarik Sahakari Bank Limited branch in Bramhapuri, which falls under the Chandrapur district in Maharashtra.

Particulars Details
Bank Nagpur Nagarik Sahakari Bank Limited
IFSC Code NGSB0000038
Branch Bramhapuri Branch
City Bramhapuri
District Chandrapur
State Maharashtra
Address Plot No.7,Survey No 767/35,Ward No.4,Shesh Nagar Ward,Post And Tahsil Bramhapuri,Pin 441206

These details are crucial, not just for online banking users but also for businesses and individuals who use Nagpur Nagarik Sahakari Bank Limited in Bramhapuri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NGSB0000038 for the Bramhapuri Branch branch of Nagpur Nagarik Sahakari Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Nagpur Nagarik Sahakari Bank Limited located in Bramhapuri Branch, Bramhapuri, Maharashtra, are allotted a unique IFSC like NGSB0000038 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bramhapuri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bramhapuri and Chandrapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Nagpur Nagarik Sahakari Bank Limited in Bramhapuri Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code NGSB0000038

The format of the IFSC Code for banks, including Nagpur Nagarik Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Nagpur Nagarik Sahakari Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bramhapuri Branch in Bramhapuri.

For example, the IFSC Code NGSB0000038 of Nagpur Nagarik Sahakari Bank Limited for the Bramhapuri Branch branch includes these elements, identifying the bank and the branch location in Bramhapuri and Maharashtra accurately.

How to Find IFSC Code for Nagpur Nagarik Sahakari Bank Limited?

If you are trying to find the IFSC Code NGSB0000038 of Nagpur Nagarik Sahakari Bank Limited for its Bramhapuri Branch branch located in Bramhapuri, the following methods can help:

Cheque Book

The cheque book issued by Nagpur Nagarik Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Nagpur Nagarik Sahakari Bank Limited branches in Bramhapuri and Chandrapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Nagpur Nagarik Sahakari Bank Limited and navigate to the branch locator section. Search for Bramhapuri Branch or Bramhapuri to get the exact IFSC Code NGSB0000038.

Mobile Banking App

If you use Nagpur Nagarik Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Nagpur Nagarik Sahakari Bank Limited and Bramhapuri, you'll get the correct details.

How to Use IFSC Code NGSB0000038 for Online Transfers?

If you have the IFSC Code NGSB0000038 for the Bramhapuri Branch branch of Nagpur Nagarik Sahakari Bank Limited in Bramhapuri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NGSB0000038. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Nagpur Nagarik Sahakari Bank Limited IFSC Code NGSB0000038.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Nagpur Nagarik Sahakari Bank Limited Bramhapuri Branch in Bramhapuri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Nagpur Nagarik Sahakari Bank Limited in Bramhapuri Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Nagpur Nagarik Sahakari Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bramhapuri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Nagpur Nagarik Sahakari Bank Limited in Bramhapuri Branch, Bramhapuri?

The IFSC Code is NGSB0000038.

Is the IFSC Code NGSB0000038 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Nagpur Nagarik Sahakari Bank Limited Bramhapuri Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bramhapuri Branch branch?

The address of the branch is Plot No.7,Survey No 767/35,Ward No.4,Shesh Nagar Ward,Post And Tahsil Bramhapuri,Pin 441206 located in Bramhapuri, Chandrapur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.