IFSC Code of Maharashtra State Cooperative Bank, Vashi Extn Counter, Navi Mumbai, Maharashtra — MSCI0082037

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Maharashtra State Cooperative Bank for its Vashi Extn Counter branch in Thane, Navi Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Maharashtra State Cooperative Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code MSCI0082037. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Maharashtra State Cooperative Bank, Vashi Extn Counter, Thane

Here are the key points that are associated with the IFSC Code MSCI0082037 of Maharashtra State Cooperative Bank for its branch located in Thane, within the district of Navi Mumbai in the state of Maharashtra.

These details are crucial, not just for online banking users but also for businesses and individuals who use Maharashtra State Cooperative Bank in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSCI0082037 for the Vashi Extn Counter branch of Maharashtra State Cooperative Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Maharashtra State Cooperative Bank located in Vashi Extn Counter, Thane, Maharashtra, is provided with a unique IFSC like MSCI0082037 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Maharashtra State Cooperative Bank branch in Thane.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Navi Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Maharashtra State Cooperative Bank in Vashi Extn Counter do not get mixed with another location.

Format of the IFSC Code MSCI0082037

The format of the IFSC Code for banks, including Maharashtra State Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Maharashtra State Cooperative Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vashi Extn Counter in Thane.

For example, the IFSC Code MSCI0082037 of Maharashtra State Cooperative Bank for the Vashi Extn Counter branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Maharashtra State Cooperative Bank?

If you are trying to find the IFSC Code MSCI0082037 of Maharashtra State Cooperative Bank for its Vashi Extn Counter branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Maharashtra State Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Maharashtra State Cooperative Bank branches in Thane and Navi Mumbai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Maharashtra State Cooperative Bank and navigate to the branch locator section. Search for Vashi Extn Counter or Thane to get the exact IFSC Code MSCI0082037.

Mobile Banking App

If you use Maharashtra State Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Maharashtra State Cooperative Bank and Thane, you'll get the correct details.

How to Use IFSC Code MSCI0082037 for Online Transfers?

If you have the IFSC Code MSCI0082037 for the Vashi Extn Counter branch of Maharashtra State Cooperative Bank in Thane, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MSCI0082037. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Maharashtra State Cooperative Bank IFSC Code MSCI0082037.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Maharashtra State Cooperative Bank Vashi Extn Counter in Thane, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Maharashtra State Cooperative Bank in Vashi Extn Counter, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Maharashtra State Cooperative Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.