IFSC Code of Maharashtra State Cooperative Bank, Jogeshwari Extn.Counter, Mumbai, Maharashtra — MSCI0082035

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Maharashtra State Cooperative Bank for its Jogeshwari Extn.Counter branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Maharashtra State Cooperative Bank located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code MSCI0082035. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Maharashtra State Cooperative Bank, Jogeshwari Extn.Counter, Mumbai

Here are the key points that are associated with the IFSC Code MSCI0082035 of Maharashtra State Cooperative Bank for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Maharashtra State Cooperative Bank in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSCI0082035 for the Jogeshwari Extn.Counter branch of Maharashtra State Cooperative Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Maharashtra State Cooperative Bank located in Jogeshwari Extn.Counter, Mumbai, Maharashtra, is provided a unique IFSC like MSCI0082035 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Maharashtra State Cooperative Bank branch in Mumbai.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Maharashtra State Cooperative Bank in Jogeshwari Extn.Counter do not get misguided to another person.

Format of the IFSC Code MSCI0082035

The format of the IFSC Code for banks, including Maharashtra State Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Maharashtra State Cooperative Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jogeshwari Extn.Counter in Mumbai.

For example, the IFSC Code MSCI0082035 of Maharashtra State Cooperative Bank for the Jogeshwari Extn.Counter branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Maharashtra State Cooperative Bank?

If you are trying to find the IFSC Code MSCI0082035 of Maharashtra State Cooperative Bank for its Jogeshwari Extn.Counter branch located in Mumbai, the following methods can help:

Cheque Book

The cheque books that are issued by Maharashtra State Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Maharashtra State Cooperative Bank branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Maharashtra State Cooperative Bank and find the branch locator section. Search for Jogeshwari Extn.Counter or Mumbai to get the exact IFSC Code MSCI0082035.

Mobile Banking App

If you use Maharashtra State Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Maharashtra State Cooperative Bank and Mumbai that will provide accurate information.

How to Use IFSC Code MSCI0082035 for Online Transfers?

Once you have the IFSC Code MSCI0082035 for the Jogeshwari Extn.Counter branch of Maharashtra State Cooperative Bank in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MSCI0082035. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Maharashtra State Cooperative Bank IFSC Code MSCI0082035.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Maharashtra State Cooperative Bank Jogeshwari Extn.Counter in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Maharashtra State Cooperative Bank in Jogeshwari Extn.Counter, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Maharashtra State Cooperative Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.