IFSC Code of Maharashtra State Cooperative Bank, Chembur Extension Counter, Mumbai, Maharashtra — MSCI0082049

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Maharashtra State Cooperative Bank for its Chembur Extension Counter branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Maharashtra State Cooperative Bank located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code MSCI0082049. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Maharashtra State Cooperative Bank, Chembur Extension Counter, Mumbai

Below in the table are the key details related to IFSC Code MSCI0082049 of Maharashtra State Cooperative Bank for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

These details are important not only for users using online banking but also for businesses and individuals who use Maharashtra State Cooperative Bank in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MSCI0082049 for the Chembur Extension Counter branch of Maharashtra State Cooperative Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Maharashtra State Cooperative Bank located in Chembur Extension Counter, Mumbai, Maharashtra, are allotted a unique IFSC like MSCI0082049 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Maharashtra State Cooperative Bank in Chembur Extension Counter reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code MSCI0082049

The format of the IFSC Code for banks, including Maharashtra State Cooperative Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Maharashtra State Cooperative Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chembur Extension Counter in Mumbai.

For example, the IFSC Code MSCI0082049 of Maharashtra State Cooperative Bank for the Chembur Extension Counter branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Maharashtra State Cooperative Bank?

If you are trying to find the IFSC Code MSCI0082049 of Maharashtra State Cooperative Bank for its Chembur Extension Counter branch located in Mumbai, the following methods can help:

Cheque Book

The cheque books that are issued by Maharashtra State Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Maharashtra State Cooperative Bank branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Maharashtra State Cooperative Bank and find the branch locator section. Search for Chembur Extension Counter or Mumbai to get the exact IFSC Code MSCI0082049.

Mobile Banking App

If you use Maharashtra State Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Maharashtra State Cooperative Bank and Mumbai that will provide accurate information.

How to Use IFSC Code MSCI0082049 for Online Transfers?

Once you have the IFSC Code MSCI0082049 for the Chembur Extension Counter branch of Maharashtra State Cooperative Bank in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MSCI0082049. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Maharashtra State Cooperative Bank IFSC Code MSCI0082049.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Maharashtra State Cooperative Bank Chembur Extension Counter in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Maharashtra State Cooperative Bank in Chembur Extension Counter, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Maharashtra State Cooperative Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.