The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Bhimavaram branch in West Godavari, Bhimavaram, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code KKBK0007819. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kotak Mahindra Bank Limited, Bhimavaram, West Godavari

Here are some of the key details that come with the IFSC Code KKBK0007819 of Kotak Mahindra Bank Limited for its branch located in West Godavari, within the district of Bhimavaram in the state of Andhra Pradesh.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0007819
Branch Bhimavaram
City West Godavari
District Bhimavaram
State Andhra Pradesh
Address D No 22 16 72 Near Mavulamma Temple Rest House Road Bhimavaram 534201

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in West Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0007819 for the Bhimavaram branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Bhimavaram, West Godavari, Andhra Pradesh, are given a unique IFSC like KKBK0007819 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in West Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like West Godavari and Bhimavaram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kotak Mahindra Bank Limited in Bhimavaram goes to the correct branch. This is important because Kotak Mahindra Bank Limited has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KKBK0007819

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhimavaram in West Godavari.

For example, the IFSC Code KKBK0007819 of Kotak Mahindra Bank Limited for the Bhimavaram branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0007819 of Kotak Mahindra Bank Limited for its Bhimavaram branch located in West Godavari, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in West Godavari and Bhimavaram, print them on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Bhimavaram or West Godavari to get the exact IFSC Code KKBK0007819.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and West Godavari, you'll get the correct details.

How to Use IFSC Code KKBK0007819 for Online Transfers?

Once you have the IFSC Code KKBK0007819 for the Bhimavaram branch of Kotak Mahindra Bank Limited in West Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0007819. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0007819.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Bhimavaram in West Godavari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Bhimavaram, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Bhimavaram, West Godavari?

The IFSC Code is KKBK0007819.

Is the IFSC Code KKBK0007819 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Bhimavaram?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bhimavaram branch?

The address of the branch is D No 22 16 72 Near Mavulamma Temple Rest House Road Bhimavaram 534201 located in West Godavari, Bhimavaram, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.