There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Khanapuram branch in Warangal, Khanapur, Telangana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kotak Mahindra Bank Limited situated in Warangal or anywhere in Telangana can easily transfer funds instantly by using the correct IFSC Code KKBK0008364. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Khanapuram, Warangal

Below in the table are the key details related to IFSC Code KKBK0008364 of Kotak Mahindra Bank Limited for its branch located in Warangal, within the district of Khanapur in the state of Telangana.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0008364
Branch Khanapuram
City Warangal
District Khanapur
State Telangana
Address Main Road Khanapuram 506132

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Warangal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0008364 for the Khanapuram branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Khanapuram, Warangal, Telangana, is provided a unique IFSC like KKBK0008364 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Kotak Mahindra Bank Limited branch in Warangal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Warangal and Khanapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Telangana and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Khanapuram do not get misguided to another person.

Format of the IFSC Code KKBK0008364

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khanapuram in Warangal.

For example, the IFSC Code KKBK0008364 of Kotak Mahindra Bank Limited for the Khanapuram branch includes these elements, identifying the bank and the branch location in Warangal and Telangana correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are looking for the IFSC Code KKBK0008364 of Kotak Mahindra Bank Limited for its Khanapuram branch located in Warangal, the following methods can help:

Cheque Book

The cheque book that is issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kotak Mahindra Bank Limited branches in Warangal and Khanapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kotak Mahindra Bank Limited and look for the branch locator section, then search for Khanapuram or Warangal to get the exact IFSC Code KKBK0008364.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kotak Mahindra Bank Limited and Warangal, then it will provide you proper information.

How to Use IFSC Code KKBK0008364 for Online Transfers?

If you have the IFSC Code KKBK0008364 for the Khanapuram branch of Kotak Mahindra Bank Limited in Warangal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0008364. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0008364.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Khanapuram in Warangal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Khanapuram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Warangal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Khanapuram, Warangal?

The IFSC Code is KKBK0008364.

Is the IFSC Code KKBK0008364 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Khanapuram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khanapuram branch?

The address of the branch is Main Road Khanapuram 506132 located in Warangal, Khanapur, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.