The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road branch in Vadodara, Vadodara, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KKBK0TSNB01. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kotak Mahindra Bank Limited, The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road, Vadodara
Here are some of the key details that come with the IFSC Code KKBK0TSNB01 of Kotak Mahindra Bank Limited for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0TSNB01 |
| Branch | The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Address | The Sankheda Nagarik Sahakari Bank Ltd 14 B Suryanagar Society Waghodia Road Vadodara 390019 |
These details help users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0TSNB01 for the The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road branch of Kotak Mahindra Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road, Vadodara, Gujarat, are allotted a unique IFSC like KKBK0TSNB01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vadodara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vadodara and Vadodara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kotak Mahindra Bank Limited in The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code KKBK0TSNB01
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road in Vadodara.
For example, the IFSC Code KKBK0TSNB01 of Kotak Mahindra Bank Limited for the The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0TSNB01 of Kotak Mahindra Bank Limited for its The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road branch located in Vadodara, the following methods can help:
Cheque Book
The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road or Vadodara to get the exact IFSC Code KKBK0TSNB01.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Vadodara that will provide accurate information.
How to Use IFSC Code KKBK0TSNB01 for Online Transfers?
Once you have the IFSC Code KKBK0TSNB01 for the The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road branch of Kotak Mahindra Bank Limited in Vadodara, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0TSNB01. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0TSNB01.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road in Vadodara may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in The Sankheda Nagarik Sahakari Bank Ltd Waghodia Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vadodara manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0TSNB01.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is The Sankheda Nagarik Sahakari Bank Ltd 14 B Suryanagar Society Waghodia Road Vadodara 390019 located in Vadodara, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.