The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Shobhagpura Branch branch in Udaipur, Shobhagpura, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Udaipur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code KKBK0003650. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kotak Mahindra Bank Limited, Shobhagpura Branch, Udaipur

Here are some of the key details that come with the IFSC Code KKBK0003650 of Kotak Mahindra Bank Limited for its branch located in Udaipur, within the district of Shobhagpura in the state of Rajasthan.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0003650
Branch Shobhagpura Branch
City Udaipur
District Shobhagpura
State Rajasthan
Address Gr Floor Plot No 1 100 Feet Rd Opp Ashoka Palace Shobhagpura Post Tehsil Girwa Rajasthan Pin 313001

These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Udaipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0003650 for the Shobhagpura Branch branch of Kotak Mahindra Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0003650 is given to every bank branch, including Kotak Mahindra Bank Limited located in Shobhagpura Branch, Udaipur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Udaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udaipur and Shobhagpura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Shobhagpura Branch doesn't end up at another location.

Format of the IFSC Code KKBK0003650

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shobhagpura Branch in Udaipur.

For example, the IFSC Code KKBK0003650 of Kotak Mahindra Bank Limited for the Shobhagpura Branch branch includes these elements, identifying the bank and the branch location in Udaipur and Rajasthan correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

To find the IFSC Code KKBK0003650 of Kotak Mahindra Bank Limited for its Shobhagpura Branch branch located in Udaipur, the following methods can help you out:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Udaipur and Shobhagpura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Shobhagpura Branch or Udaipur to find the exact IFSC Code KKBK0003650.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Udaipur will provide accurate information.

How to Use IFSC Code KKBK0003650 for Online Transfers?

Once you have the IFSC Code KKBK0003650 for the Shobhagpura Branch branch of Kotak Mahindra Bank Limited in Udaipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0003650. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0003650.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Shobhagpura Branch in Udaipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Shobhagpura Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udaipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Shobhagpura Branch, Udaipur?

The IFSC Code is KKBK0003650.

Is the IFSC Code KKBK0003650 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Shobhagpura Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shobhagpura Branch branch?

The address of the branch is Gr Floor Plot No 1 100 Feet Rd Opp Ashoka Palace Shobhagpura Post Tehsil Girwa Rajasthan Pin 313001 located in Udaipur, Shobhagpura, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.