There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Ulloor Branch branch in Thiruvanthapuram, Thiruvanthapuram, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kotak Mahindra Bank Limited situated in Thiruvanthapuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KKBK0009208. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, Ulloor Branch, Thiruvanthapuram
The table below shows the main details of the IFSC Code KKBK0009208 for the Kotak Mahindra Bank Limited branch in Thiruvanthapuram, which falls under the Thiruvanthapuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0009208 |
| Branch | Ulloor Branch |
| City | Thiruvanthapuram |
| District | Thiruvanthapuram |
| State | Kerala |
| Address | Gr Flr No 17 131 1 Teejays Tower Opp Holy Trinity Church Medical College Po Nr Ulloor Junction Ulloor Thiruvanthapuram 695011 Kerala |
These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Thiruvanthapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0009208 for the Ulloor Branch branch of Kotak Mahindra Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Ulloor Branch, Thiruvanthapuram, Kerala, is provided a unique IFSC like KKBK0009208 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Kotak Mahindra Bank Limited branch in Thiruvanthapuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thiruvanthapuram and Thiruvanthapuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Ulloor Branch do not get misguided to another person.
Format of the IFSC Code KKBK0009208
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ulloor Branch in Thiruvanthapuram.
For example, the IFSC Code KKBK0009208 of Kotak Mahindra Bank Limited for the Ulloor Branch branch includes these elements, identifying the bank and the branch location in Thiruvanthapuram and Kerala correctly.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
To find the IFSC Code KKBK0009208 of Kotak Mahindra Bank Limited for its Ulloor Branch branch located in Thiruvanthapuram, the following methods can help you out:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Thiruvanthapuram and Thiruvanthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Ulloor Branch or Thiruvanthapuram to find the exact IFSC Code KKBK0009208.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Thiruvanthapuram will provide accurate information.
How to Use IFSC Code KKBK0009208 for Online Transfers?
Once you have the IFSC Code KKBK0009208 for the Ulloor Branch branch of Kotak Mahindra Bank Limited in Thiruvanthapuram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0009208. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0009208.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Ulloor Branch in Thiruvanthapuram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Ulloor Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thiruvanthapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0009208.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Flr No 17 131 1 Teejays Tower Opp Holy Trinity Church Medical College Po Nr Ulloor Junction Ulloor Thiruvanthapuram 695011 Kerala located in Thiruvanthapuram, Thiruvanthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.