For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Keelakurichi branch in Thanjavur, Keelakurichi West, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KKBK0008776. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Keelakurichi, Thanjavur

Here are the main details that are associated with the IFSC Code KKBK0008776 of Kotak Mahindra Bank Limited for its branch located in Thanjavur, within the district of Keelakurichi West in the state of Tamil Nadu.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0008776
Branch Keelakurichi
City Thanjavur
District Keelakurichi West
State Tamil Nadu
Address No 4 388 6 Prabha Complex Ground Floor Keelakurichi Pattukottai Tk Tanjore Dist Tamilnadu 614015

These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Thanjavur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0008776 for the Keelakurichi branch of Kotak Mahindra Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0008776 is given to every bank branch, including Kotak Mahindra Bank Limited located in Keelakurichi, Thanjavur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thanjavur and Keelakurichi West.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Keelakurichi doesn't end up at another location.

Format of the IFSC Code KKBK0008776

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keelakurichi in Thanjavur.

For example, the IFSC Code KKBK0008776 of Kotak Mahindra Bank Limited for the Keelakurichi branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are looking for the IFSC Code KKBK0008776 of Kotak Mahindra Bank Limited for its Keelakurichi branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book that is issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kotak Mahindra Bank Limited branches in Thanjavur and Keelakurichi West, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kotak Mahindra Bank Limited and look for the branch locator section, then search for Keelakurichi or Thanjavur to get the exact IFSC Code KKBK0008776.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kotak Mahindra Bank Limited and Thanjavur, then it will provide you proper information.

How to Use IFSC Code KKBK0008776 for Online Transfers?

Once you have the IFSC Code KKBK0008776 for the Keelakurichi branch of Kotak Mahindra Bank Limited in Thanjavur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0008776. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0008776.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Keelakurichi in Thanjavur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Keelakurichi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Keelakurichi, Thanjavur?

The IFSC Code is KKBK0008776.

Is the IFSC Code KKBK0008776 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Keelakurichi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Keelakurichi branch?

The address of the branch is No 4 388 6 Prabha Complex Ground Floor Keelakurichi Pattukottai Tk Tanjore Dist Tamilnadu 614015 located in Thanjavur, Keelakurichi West, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.