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IFSC Code of Kotak Mahindra Bank Limited, Thane - Kolshet Road, Thane, Maharashtra — KKBK0002117

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Thane - Kolshet Road branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0002117. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Thane - Kolshet Road, Thane

The table below shows the main details of the IFSC Code KKBK0002117 for the Kotak Mahindra Bank Limited branch in Thane, which falls under the Thane district in Maharashtra.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0002117
Branch Thane - Kolshet Road
City Thane
District Thane
State Maharashtra
Address Kotak Mahindra Bank Ltd, 18, Lodha Amara Mlcp Retail, Kolshet Road, Thane West - 400607. Maharashtra

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Thane for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0002117 for the Thane - Kolshet Road branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Thane - Kolshet Road, Thane, Maharashtra, is provided a unique IFSC like KKBK0002117 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Kotak Mahindra Bank Limited branch in Thane.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thane and Thane.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Thane - Kolshet Road do not get misguided to another person.

Format of the IFSC Code KKBK0002117

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thane - Kolshet Road in Thane.

For example, the IFSC Code KKBK0002117 of Kotak Mahindra Bank Limited for the Thane - Kolshet Road branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0002117 of Kotak Mahindra Bank Limited for its Thane - Kolshet Road branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in Thane and Thane, print them on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Thane - Kolshet Road or Thane to get the exact IFSC Code KKBK0002117.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Thane, you'll get the correct details.

How to Use IFSC Code KKBK0002117 for Online Transfers?

Once you have the IFSC Code KKBK0002117 for the Thane - Kolshet Road branch of Kotak Mahindra Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0002117. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0002117.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Thane - Kolshet Road in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Thane - Kolshet Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Thane - Kolshet Road, Thane?

The IFSC Code is KKBK0002117.

Is the IFSC Code KKBK0002117 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Thane - Kolshet Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thane - Kolshet Road branch?

The address of the branch is Kotak Mahindra Bank Ltd, 18, Lodha Amara Mlcp Retail, Kolshet Road, Thane West - 400607. Maharashtra located in Thane, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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