Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Old Agra Road branch in Thane, Bhiwandi, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kotak Mahindra Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0001467. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, Old Agra Road, Thane
Below in the table are the key details related to IFSC Code KKBK0001467 of Kotak Mahindra Bank Limited for its branch located in Thane, within the district of Bhiwandi in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0001467 |
| Branch | Old Agra Road |
| City | Thane |
| District | Bhiwandi |
| State | Maharashtra |
| Address | Ground Floor Shop No 2 3 4 5 And 6 J J Gupta Complex Opposite Citizen Hospital Old Agra Road Bhiwandi Village Kaneri Taluka Bhiwandi District Thane 421302 |
These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0001467 for the Old Agra Road branch of Kotak Mahindra Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Old Agra Road, Thane, Maharashtra, is provided a unique IFSC like KKBK0001467 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Kotak Mahindra Bank Limited branch in Thane.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thane and Bhiwandi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Old Agra Road do not get misguided to another person.
Format of the IFSC Code KKBK0001467
This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Old Agra Road in Thane.
For example, the IFSC Code KKBK0001467 of Kotak Mahindra Bank Limited for the Old Agra Road branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0001467 of Kotak Mahindra Bank Limited for its Old Agra Road branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Thane and Bhiwandi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Old Agra Road or Thane to get the exact IFSC Code KKBK0001467.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Thane that will provide accurate information.
How to Use IFSC Code KKBK0001467 for Online Transfers?
Once you have the IFSC Code KKBK0001467 for the Old Agra Road branch of Kotak Mahindra Bank Limited in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KKBK0001467. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0001467.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Old Agra Road in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Old Agra Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thane manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0001467.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Shop No 2 3 4 5 And 6 J J Gupta Complex Opposite Citizen Hospital Old Agra Road Bhiwandi Village Kaneri Taluka Bhiwandi District Thane 421302 located in Thane, Bhiwandi, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.