IFSC Code of Kotak Mahindra Bank Limited, Katargam Avalon, Surat, Gujarat — KKBK0002868

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Katargam Avalon branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KKBK0002868. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kotak Mahindra Bank Limited, Katargam Avalon, Surat

Here are some of the key details that come with the IFSC Code KKBK0002868 of Kotak Mahindra Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0002868 for the Katargam Avalon branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Katargam Avalon, Surat, Gujarat, is provided a unique IFSC like KKBK0002868 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Kotak Mahindra Bank Limited branch in Surat.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Katargam Avalon do not get misguided to another person.

Format of the IFSC Code KKBK0002868

This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Katargam Avalon in Surat.

For example, the IFSC Code KKBK0002868 of Kotak Mahindra Bank Limited for the Katargam Avalon branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are looking for the IFSC Code KKBK0002868 of Kotak Mahindra Bank Limited for its Katargam Avalon branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kotak Mahindra Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kotak Mahindra Bank Limited and look for the branch locator section, then search for Katargam Avalon or Surat to get the exact IFSC Code KKBK0002868.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kotak Mahindra Bank Limited and Surat, then it will provide you proper information.

How to Use IFSC Code KKBK0002868 for Online Transfers?

If you have the IFSC Code KKBK0002868 for the Katargam Avalon branch of Kotak Mahindra Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0002868. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0002868.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Katargam Avalon in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Katargam Avalon, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kotak Mahindra Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.