IFSC Code of Kotak Mahindra Bank Limited, Kamrej Char Rasta Branch, Kamrej, Gujarat — KKBK0002851

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its Kamrej Char Rasta Branch branch in Surat, Kamrej, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KKBK0002851. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Kamrej Char Rasta Branch, Surat

Below in the table are the key details related to IFSC Code KKBK0002851 of Kotak Mahindra Bank Limited for its branch located in Surat, within the district of Kamrej in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0002851 for the Kamrej Char Rasta Branch branch of Kotak Mahindra Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Kamrej Char Rasta Branch, Surat, Gujarat, are allotted a unique IFSC like KKBK0002851 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surat and Kamrej.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Kamrej Char Rasta Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code KKBK0002851

This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kamrej Char Rasta Branch in Surat.

For example, the IFSC Code KKBK0002851 of Kotak Mahindra Bank Limited for the Kamrej Char Rasta Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

To find the IFSC Code KKBK0002851 of Kotak Mahindra Bank Limited for its Kamrej Char Rasta Branch branch located in Surat, the following methods can help you out:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Surat and Kamrej, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Kamrej Char Rasta Branch or Surat to find the exact IFSC Code KKBK0002851.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Surat will provide accurate information.

How to Use IFSC Code KKBK0002851 for Online Transfers?

Once you have the IFSC Code KKBK0002851 for the Kamrej Char Rasta Branch branch of Kotak Mahindra Bank Limited in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0002851. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0002851.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Kamrej Char Rasta Branch in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kotak Mahindra Bank Limited in Kamrej Char Rasta Branch, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Kotak Mahindra Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.