There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Rohtak Huda Complex Branch branch in Rohtak, Rohtak, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kotak Mahindra Bank Limited situated in Rohtak or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code KKBK0004368. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, Rohtak Huda Complex Branch, Rohtak
Here are the key points that are associated with the IFSC Code KKBK0004368 of Kotak Mahindra Bank Limited for its branch located in Rohtak, within the district of Rohtak in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0004368 |
| Branch | Rohtak Huda Complex Branch |
| City | Rohtak |
| District | Rohtak |
| State | Haryana |
| Address | Ground Floor Plot No 84 17 Vakilon Wali Gali Udmipura Huda Complex Rohtak Haryana 124001 |
These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Rohtak for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0004368 for the Rohtak Huda Complex Branch branch of Kotak Mahindra Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Rohtak Huda Complex Branch, Rohtak, Haryana, is provided with a unique IFSC like KKBK0004368 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kotak Mahindra Bank Limited branch in Rohtak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtak and Rohtak.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Rohtak Huda Complex Branch do not get mixed with another location.
Format of the IFSC Code KKBK0004368
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Kotak Mahindra Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rohtak Huda Complex Branch in Rohtak.
For example, the IFSC Code KKBK0004368 of Kotak Mahindra Bank Limited for the Rohtak Huda Complex Branch branch has these elements, identifying the bank and the branch location in Rohtak and Haryana correctly.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0004368 of Kotak Mahindra Bank Limited for its Rohtak Huda Complex Branch branch located in Rohtak, the following methods can help:
Cheque Book
The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Rohtak and Rohtak, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Rohtak Huda Complex Branch or Rohtak to get the exact IFSC Code KKBK0004368.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Rohtak that will provide accurate information.
How to Use IFSC Code KKBK0004368 for Online Transfers?
Once you have the IFSC Code KKBK0004368 for the Rohtak Huda Complex Branch branch of Kotak Mahindra Bank Limited in Rohtak, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0004368. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0004368.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Rohtak Huda Complex Branch in Rohtak may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Rohtak Huda Complex Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rohtak to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0004368.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Plot No 84 17 Vakilon Wali Gali Udmipura Huda Complex Rohtak Haryana 124001 located in Rohtak, Rohtak, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.