IFSC Code of Kotak Mahindra Bank Limited, Kalamboli Branch, Navi Mumbai, Maharashtra — KKBK0001474

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Kalamboli Branch branch in Raigad, Navi Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0001474. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kotak Mahindra Bank Limited, Kalamboli Branch, Raigad

Here are the key points that are associated with the IFSC Code KKBK0001474 of Kotak Mahindra Bank Limited for its branch located in Raigad, within the district of Navi Mumbai in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Raigad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0001474 for the Kalamboli Branch branch of Kotak Mahindra Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Kalamboli Branch, Raigad, Maharashtra, is provided a unique IFSC like KKBK0001474 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Kotak Mahindra Bank Limited branch in Raigad.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Raigad and Navi Mumbai.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Kalamboli Branch do not get misguided to another person.

Format of the IFSC Code KKBK0001474

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Kotak Mahindra Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalamboli Branch in Raigad.

For example, the IFSC Code KKBK0001474 of Kotak Mahindra Bank Limited for the Kalamboli Branch branch has these elements, identifying the bank and the branch location in Raigad and Maharashtra correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are looking for the IFSC Code KKBK0001474 of Kotak Mahindra Bank Limited for its Kalamboli Branch branch located in Raigad, the following methods can help:

Cheque Book

The cheque book that is issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kotak Mahindra Bank Limited branches in Raigad and Navi Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kotak Mahindra Bank Limited and look for the branch locator section, then search for Kalamboli Branch or Raigad to get the exact IFSC Code KKBK0001474.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kotak Mahindra Bank Limited and Raigad, then it will provide you proper information.

How to Use IFSC Code KKBK0001474 for Online Transfers?

Once you have the IFSC Code KKBK0001474 for the Kalamboli Branch branch of Kotak Mahindra Bank Limited in Raigad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0001474. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0001474.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Kalamboli Branch in Raigad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Kalamboli Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kotak Mahindra Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigad to handle online money transfers and get their cheques cleared smoothly.