IFSC Code of Kotak Mahindra Bank Limited, Pataliputra Housing Colony Branch, Pataliputra Housing Colony, Bihar — KKBK0005659

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Pataliputra Housing Colony Branch branch in Patna, Pataliputra Housing Colony, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code KKBK0005659. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kotak Mahindra Bank Limited, Pataliputra Housing Colony Branch, Patna

Here are the key points that are associated with the IFSC Code KKBK0005659 of Kotak Mahindra Bank Limited for its branch located in Patna, within the district of Pataliputra Housing Colony in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Patna for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0005659 for the Pataliputra Housing Colony Branch branch of Kotak Mahindra Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Pataliputra Housing Colony Branch, Patna, Bihar, is provided with a unique IFSC like KKBK0005659 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Kotak Mahindra Bank Limited branch in Patna.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Patna and Pataliputra Housing Colony.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Pataliputra Housing Colony Branch do not get mixed with another location.

Format of the IFSC Code KKBK0005659

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Kotak Mahindra Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pataliputra Housing Colony Branch in Patna.

For example, the IFSC Code KKBK0005659 of Kotak Mahindra Bank Limited for the Pataliputra Housing Colony Branch branch has these elements, identifying the bank and the branch location in Patna and Bihar correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0005659 of Kotak Mahindra Bank Limited for its Pataliputra Housing Colony Branch branch located in Patna, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in Patna and Pataliputra Housing Colony, print them on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Pataliputra Housing Colony Branch or Patna to get the exact IFSC Code KKBK0005659.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Patna, you'll get the correct details.

How to Use IFSC Code KKBK0005659 for Online Transfers?

Once you have the IFSC Code KKBK0005659 for the Pataliputra Housing Colony Branch branch of Kotak Mahindra Bank Limited in Patna, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0005659. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0005659.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Pataliputra Housing Colony Branch in Patna, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Pataliputra Housing Colony Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kotak Mahindra Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patna to handle online money transfers and get their cheques cleared smoothly.