For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Tiruvalla Branch branch in Pathanamthitta, Thiruvalla, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KKBK0009287. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, Tiruvalla Branch, Pathanamthitta
Here are the key points that are associated with the IFSC Code KKBK0009287 of Kotak Mahindra Bank Limited for its branch located in Pathanamthitta, within the district of Thiruvalla in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0009287 |
| Branch | Tiruvalla Branch |
| City | Pathanamthitta |
| District | Thiruvalla |
| State | Kerala |
| Address | Tiruvalla Branch-Kerala, Ground Floor, Naduvile Parambil Building, House No.26/943/19/1,Mc Road,T.B. Junction, Tiruvalla, Pathanamthitta , Kerala-689105 |
These details helps users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Pathanamthitta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0009287 for the Tiruvalla Branch branch of Kotak Mahindra Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Tiruvalla Branch, Pathanamthitta, Kerala, is provided a unique IFSC like KKBK0009287 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Kotak Mahindra Bank Limited branch in Pathanamthitta.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pathanamthitta and Thiruvalla.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Tiruvalla Branch do not get misguided to another person.
Format of the IFSC Code KKBK0009287
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tiruvalla Branch in Pathanamthitta.
For example, the IFSC Code KKBK0009287 of Kotak Mahindra Bank Limited for the Tiruvalla Branch branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0009287 of Kotak Mahindra Bank Limited for its Tiruvalla Branch branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in Pathanamthitta and Thiruvalla, print them on the first page of your passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Tiruvalla Branch or Pathanamthitta to get the exact IFSC Code KKBK0009287.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Pathanamthitta, you'll get the correct details.
How to Use IFSC Code KKBK0009287 for Online Transfers?
Once you have the IFSC Code KKBK0009287 for the Tiruvalla Branch branch of Kotak Mahindra Bank Limited in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0009287. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0009287.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Tiruvalla Branch in Pathanamthitta may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Tiruvalla Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pathanamthitta manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tiruvalla Branch Pathanamthitta branch is KKBK0009287.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tiruvalla Branch-Kerala, Ground Floor, Naduvile Parambil Building, House No.26/943/19/1,Mc Road,T.B. Junction, Tiruvalla, Pathanamthitta , Kerala-689105.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.