There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Bilimora Branch branch in Navsari, Bilimora, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kotak Mahindra Bank Limited situated in Navsari or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KKBK0003032. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Bilimora Branch, Navsari

The table below shows the main details of the IFSC Code KKBK0003032 for the Kotak Mahindra Bank Limited branch in Navsari, which falls under the Bilimora district in Gujarat.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0003032
Branch Bilimora Branch
City Navsari
District Bilimora
State Gujarat
Address Gr Flr City Survey No 3363 3 A B Laxmibaug Bilimora Chikhli Main Rd Dist Navsari Gujarat Pin 396321

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Navsari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0003032 for the Bilimora Branch branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Bilimora Branch, Navsari, Gujarat, are allotted a unique IFSC like KKBK0003032 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Navsari and Bilimora.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Bilimora Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code KKBK0003032

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bilimora Branch in Navsari.

For example, the IFSC Code KKBK0003032 of Kotak Mahindra Bank Limited for the Bilimora Branch branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0003032 of Kotak Mahindra Bank Limited for its Bilimora Branch branch located in Navsari, the following methods can help:

Cheque Book

The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Navsari and Bilimora, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Bilimora Branch or Navsari to get the exact IFSC Code KKBK0003032.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Navsari that will provide accurate information.

How to Use IFSC Code KKBK0003032 for Online Transfers?

Once you have the IFSC Code KKBK0003032 for the Bilimora Branch branch of Kotak Mahindra Bank Limited in Navsari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0003032. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0003032.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Bilimora Branch in Navsari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Bilimora Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Navsari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Bilimora Branch, Navsari?

The IFSC Code is KKBK0003032.

Is the IFSC Code KKBK0003032 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Bilimora Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bilimora Branch branch?

The address of the branch is Gr Flr City Survey No 3363 3 A B Laxmibaug Bilimora Chikhli Main Rd Dist Navsari Gujarat Pin 396321 located in Navsari, Bilimora, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.