Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch in Nagpur, Nagpur, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kotak Mahindra Bank Limited located in Nagpur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0SUCB06. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, Shriram Urban Co Operative Bank Ltd Nagpur Godhni, Nagpur
The table below shows the main details of the IFSC Code KKBK0SUCB06 for the Kotak Mahindra Bank Limited branch in Nagpur, which falls under the Nagpur district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0SUCB06 |
| Branch | Shriram Urban Co Operative Bank Ltd Nagpur Godhni |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| Address | Shriram Urban Co-Operative Bank Ltd Nagpurgodhni6 Jaidurga Co-Op Housing Society Godhni Raod, Dist Nagpur |
These details helps users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Nagpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0SUCB06 for the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch of Kotak Mahindra Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Shriram Urban Co Operative Bank Ltd Nagpur Godhni, Nagpur, Maharashtra, is provided with a unique IFSC like KKBK0SUCB06 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kotak Mahindra Bank Limited branch in Nagpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nagpur and Nagpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Shriram Urban Co Operative Bank Ltd Nagpur Godhni do not get mixed with another location.
Format of the IFSC Code KKBK0SUCB06
This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shriram Urban Co Operative Bank Ltd Nagpur Godhni in Nagpur.
For example, the IFSC Code KKBK0SUCB06 of Kotak Mahindra Bank Limited for the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch includes these elements, identifying the bank and the branch location in Nagpur and Maharashtra accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
To find the IFSC Code KKBK0SUCB06 of Kotak Mahindra Bank Limited for its Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch located in Nagpur, the following methods can help you out:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Nagpur and Nagpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Shriram Urban Co Operative Bank Ltd Nagpur Godhni or Nagpur to find the exact IFSC Code KKBK0SUCB06.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Nagpur will provide accurate information.
How to Use IFSC Code KKBK0SUCB06 for Online Transfers?
Once you have the IFSC Code KKBK0SUCB06 for the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch of Kotak Mahindra Bank Limited in Nagpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KKBK0SUCB06. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0SUCB06.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Shriram Urban Co Operative Bank Ltd Nagpur Godhni in Nagpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Shriram Urban Co Operative Bank Ltd Nagpur Godhni, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nagpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0SUCB06.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shriram Urban Co-Operative Bank Ltd Nagpurgodhni6 Jaidurga Co-Op Housing Society Godhni Raod, Dist Nagpur located in Nagpur, Nagpur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.