Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Sher E Punjab Branch Andheri branch in Mumbai Suburban, Mumbai, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Kotak Mahindra Bank Limited located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0001363. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Sher E Punjab Branch Andheri, Mumbai Suburban

Below in the table are the key details related to IFSC Code KKBK0001363 of Kotak Mahindra Bank Limited for its branch located in Mumbai Suburban, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0001363
Branch Sher E Punjab Branch Andheri
City Mumbai Suburban
District Mumbai
State Maharashtra
Address Sher E Punjab Branch- Andheri (East) Ground & Basement Floor, Plot No.141, Sher E Punjab Co-Operative Housing Society Ltd. Off.Mahakali Road, Andheri East-Mumbai-400093

These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Mumbai Suburban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0001363 for the Sher E Punjab Branch Andheri branch of Kotak Mahindra Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Sher E Punjab Branch Andheri, Mumbai Suburban, Maharashtra, are allotted a unique IFSC like KKBK0001363 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai Suburban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mumbai Suburban and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Sher E Punjab Branch Andheri reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code KKBK0001363

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sher E Punjab Branch Andheri in Mumbai Suburban.

For example, the IFSC Code KKBK0001363 of Kotak Mahindra Bank Limited for the Sher E Punjab Branch Andheri branch includes these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0001363 of Kotak Mahindra Bank Limited for its Sher E Punjab Branch Andheri branch located in Mumbai Suburban, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Mumbai Suburban and Mumbai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Sher E Punjab Branch Andheri or Mumbai Suburban to get the exact IFSC Code KKBK0001363.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Mumbai Suburban, you'll get the correct details.

How to Use IFSC Code KKBK0001363 for Online Transfers?

Once you have the IFSC Code KKBK0001363 for the Sher E Punjab Branch Andheri branch of Kotak Mahindra Bank Limited in Mumbai Suburban, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0001363. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0001363.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Sher E Punjab Branch Andheri in Mumbai Suburban may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Sher E Punjab Branch Andheri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai Suburban to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited Sher E Punjab Branch Andheri Mumbai Suburban?

The IFSC Code of the Sher E Punjab Branch Andheri Mumbai Suburban branch is KKBK0001363.

Is IFSC Code KKBK0001363 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Kotak Mahindra Bank Limited Sher E Punjab Branch Andheri branch?

The branch is located at Sher E Punjab Branch- Andheri (East) Ground & Basement Floor, Plot No.141, Sher E Punjab Co-Operative Housing Society Ltd. Off.Mahakali Road, Andheri East-Mumbai-400093.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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