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IFSC Code of Kotak Mahindra Bank Limited, Goregaon East Branch, Mumbai, Maharashtra — KKBK0001465

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its Goregaon East Branch branch in Mumbai Suburban, Mumbai, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0001465. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Goregaon East Branch, Mumbai Suburban

Here are the main details that are associated with the IFSC Code KKBK0001465 of Kotak Mahindra Bank Limited for its branch located in Mumbai Suburban, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0001465
Branch Goregaon East Branch
City Mumbai Suburban
District Mumbai
State Maharashtra
Address Gr Floor Manish Chambers Premises Co Operative Society Ltd Sonawala Road Goregaon East Mumbai 400063

These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Mumbai Suburban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0001465 for the Goregaon East Branch branch of Kotak Mahindra Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Goregaon East Branch, Mumbai Suburban, Maharashtra, are allotted a unique IFSC like KKBK0001465 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai Suburban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mumbai Suburban and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Goregaon East Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code KKBK0001465

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Kotak Mahindra Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Goregaon East Branch in Mumbai Suburban.

For example, the IFSC Code KKBK0001465 of Kotak Mahindra Bank Limited for the Goregaon East Branch branch has these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

To find the IFSC Code KKBK0001465 of Kotak Mahindra Bank Limited for its Goregaon East Branch branch located in Mumbai Suburban, the following methods can help you out:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Mumbai Suburban and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Goregaon East Branch or Mumbai Suburban to find the exact IFSC Code KKBK0001465.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Mumbai Suburban will provide accurate information.

How to Use IFSC Code KKBK0001465 for Online Transfers?

Once you have the IFSC Code KKBK0001465 for the Goregaon East Branch branch of Kotak Mahindra Bank Limited in Mumbai Suburban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0001465. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0001465.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Goregaon East Branch in Mumbai Suburban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Goregaon East Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mumbai Suburban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Goregaon East Branch, Mumbai Suburban?

The IFSC Code is KKBK0001465.

Is the IFSC Code KKBK0001465 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Goregaon East Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Goregaon East Branch branch?

The address of the branch is Gr Floor Manish Chambers Premises Co Operative Society Ltd Sonawala Road Goregaon East Mumbai 400063 located in Mumbai Suburban, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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