For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Pandeypur Mu Tarakapur branch in Mirzapur, Pandeypur Mu. Tarakapur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Mirzapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code KKBK0005336. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Pandeypur Mu Tarakapur, Mirzapur

The table below shows the main details of the IFSC Code KKBK0005336 for the Kotak Mahindra Bank Limited branch in Mirzapur, which falls under the Pandeypur Mu. Tarakapur district in Uttar Pradesh.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0005336
Branch Pandeypur Mu Tarakapur
City Mirzapur
District Pandeypur Mu. Tarakapur
State Uttar Pradesh
Address Upper Ground Floor Arazi No 564 Village Tarakapur Near Chauraha Mirzapur Up 231001

These details help users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Mirzapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0005336 for the Pandeypur Mu Tarakapur branch of Kotak Mahindra Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Pandeypur Mu Tarakapur, Mirzapur, Uttar Pradesh, are allotted a unique IFSC like KKBK0005336 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mirzapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mirzapur and Pandeypur Mu. Tarakapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Pandeypur Mu Tarakapur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code KKBK0005336

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pandeypur Mu Tarakapur in Mirzapur.

For example, the IFSC Code KKBK0005336 of Kotak Mahindra Bank Limited for the Pandeypur Mu Tarakapur branch includes these elements, identifying the bank and the branch location in Mirzapur and Uttar Pradesh correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0005336 of Kotak Mahindra Bank Limited for its Pandeypur Mu Tarakapur branch located in Mirzapur, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in Mirzapur and Pandeypur Mu. Tarakapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Pandeypur Mu Tarakapur or Mirzapur to get the exact IFSC Code KKBK0005336.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Mirzapur, you'll get the correct details.

How to Use IFSC Code KKBK0005336 for Online Transfers?

Once you have the IFSC Code KKBK0005336 for the Pandeypur Mu Tarakapur branch of Kotak Mahindra Bank Limited in Mirzapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0005336. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0005336.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Pandeypur Mu Tarakapur in Mirzapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Pandeypur Mu Tarakapur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mirzapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Pandeypur Mu Tarakapur, Mirzapur?

The IFSC Code is KKBK0005336.

Is the IFSC Code KKBK0005336 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Pandeypur Mu Tarakapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pandeypur Mu Tarakapur branch?

The address of the branch is Upper Ground Floor Arazi No 564 Village Tarakapur Near Chauraha Mirzapur Up 231001 located in Mirzapur, Pandeypur Mu. Tarakapur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.