The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Gobindgarh branch in Kurukshetra, Gobindgarh, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Kurukshetra or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code KKBK0004336. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kotak Mahindra Bank Limited, Gobindgarh, Kurukshetra
Here are some of the key details that come with the IFSC Code KKBK0004336 of Kotak Mahindra Bank Limited for its branch located in Kurukshetra, within the district of Gobindgarh in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0004336 |
| Branch | Gobindgarh |
| City | Kurukshetra |
| District | Gobindgarh |
| State | Haryana |
| Address | Ground Floor Near Sabzi Mandi Gate Salarpur Road Gobindgarh 136118 Kurukshetra Dist State Haryana |
These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Kurukshetra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0004336 for the Gobindgarh branch of Kotak Mahindra Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Gobindgarh, Kurukshetra, Haryana, is provided with a unique IFSC like KKBK0004336 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kotak Mahindra Bank Limited branch in Kurukshetra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kurukshetra and Gobindgarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Gobindgarh do not get mixed with another location.
Format of the IFSC Code KKBK0004336
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gobindgarh in Kurukshetra.
For example, the IFSC Code KKBK0004336 of Kotak Mahindra Bank Limited for the Gobindgarh branch includes these elements, identifying the bank and the branch location in Kurukshetra and Haryana accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0004336 of Kotak Mahindra Bank Limited for its Gobindgarh branch located in Kurukshetra, the following methods can help:
Cheque Book
The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Kurukshetra and Gobindgarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Gobindgarh or Kurukshetra to get the exact IFSC Code KKBK0004336.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Kurukshetra that will provide accurate information.
How to Use IFSC Code KKBK0004336 for Online Transfers?
Once you have the IFSC Code KKBK0004336 for the Gobindgarh branch of Kotak Mahindra Bank Limited in Kurukshetra, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0004336. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0004336.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Gobindgarh in Kurukshetra, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Gobindgarh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kurukshetra to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gobindgarh Kurukshetra branch is KKBK0004336.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor Near Sabzi Mandi Gate Salarpur Road Gobindgarh 136118 Kurukshetra Dist State Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.