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IFSC Code of Kotak Mahindra Bank Limited, Dalhousie N S Road Branch, Kolkata, West Bengal — KKBK0006598

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its Dalhousie N S Road Branch branch in Kolkata, Kolkata, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code KKBK0006598. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Dalhousie N S Road Branch, Kolkata

Here are the key points that are associated with the IFSC Code KKBK0006598 of Kotak Mahindra Bank Limited for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0006598
Branch Dalhousie N S Road Branch
City Kolkata
District Kolkata
State West Bengal
Address Ground And Mezzanine Floor 14 Netaji Subhash Road Dalhousie Kolkata 700001

These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Kolkata for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0006598 for the Dalhousie N S Road Branch branch of Kotak Mahindra Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0006598 is given to every bank branch, including Kotak Mahindra Bank Limited located in Dalhousie N S Road Branch, Kolkata, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Kolkata.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kolkata and Kolkata.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Dalhousie N S Road Branch doesn't end up at another location.

Format of the IFSC Code KKBK0006598

This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dalhousie N S Road Branch in Kolkata.

For example, the IFSC Code KKBK0006598 of Kotak Mahindra Bank Limited for the Dalhousie N S Road Branch branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0006598 of Kotak Mahindra Bank Limited for its Dalhousie N S Road Branch branch located in Kolkata, the following methods can help:

Cheque Book

The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Dalhousie N S Road Branch or Kolkata to get the exact IFSC Code KKBK0006598.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Kolkata that will provide accurate information.

How to Use IFSC Code KKBK0006598 for Online Transfers?

Once you have the IFSC Code KKBK0006598 for the Dalhousie N S Road Branch branch of Kotak Mahindra Bank Limited in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0006598. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0006598.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Dalhousie N S Road Branch in Kolkata, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Dalhousie N S Road Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkata manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Dalhousie N S Road Branch, Kolkata?

The IFSC Code is KKBK0006598.

Is the IFSC Code KKBK0006598 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Dalhousie N S Road Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dalhousie N S Road Branch branch?

The address of the branch is Ground And Mezzanine Floor 14 Netaji Subhash Road Dalhousie Kolkata 700001 located in Kolkata, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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