The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Burra Bazar Branch Kolkatta branch in Kolkata, Kolkata, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code KKBK0006562. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kotak Mahindra Bank Limited, Burra Bazar Branch Kolkatta, Kolkata
The table below shows the main details of the IFSC Code KKBK0006562 for the Kotak Mahindra Bank Limited branch in Kolkata, which falls under the Kolkata district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0006562 |
| Branch | Burra Bazar Branch Kolkatta |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Address | Burra Bazar Branch-Kolkatta, Ground & Fifth Flrbldg No 1, Jogendra Kaviraj Row, Near Kalakar Street Post Office, Kolkata 700007 |
These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Kolkata for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0006562 for the Burra Bazar Branch Kolkatta branch of Kotak Mahindra Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Burra Bazar Branch Kolkatta, Kolkata, West Bengal, are allotted a unique IFSC like KKBK0006562 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kolkata.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kolkata and Kolkata.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kotak Mahindra Bank Limited in Burra Bazar Branch Kolkatta reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code KKBK0006562
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Burra Bazar Branch Kolkatta in Kolkata.
For example, the IFSC Code KKBK0006562 of Kotak Mahindra Bank Limited for the Burra Bazar Branch Kolkatta branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0006562 of Kotak Mahindra Bank Limited for its Burra Bazar Branch Kolkatta branch located in Kolkata, the following methods can help:
Cheque Book
The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Burra Bazar Branch Kolkatta or Kolkata to get the exact IFSC Code KKBK0006562.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Kolkata that will provide accurate information.
How to Use IFSC Code KKBK0006562 for Online Transfers?
Once you have the IFSC Code KKBK0006562 for the Burra Bazar Branch Kolkatta branch of Kotak Mahindra Bank Limited in Kolkata, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0006562. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0006562.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Burra Bazar Branch Kolkatta in Kolkata, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kotak Mahindra Bank Limited in Burra Bazar Branch Kolkatta, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kolkata manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0006562.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Burra Bazar Branch-Kolkatta, Ground & Fifth Flrbldg No 1, Jogendra Kaviraj Row, Near Kalakar Street Post Office, Kolkata 700007 located in Kolkata, Kolkata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.