For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Dalan Branch branch in Katihar, Dalan, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Katihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code KKBK0005650. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Dalan Branch, Katihar

The table below shows the main details of the IFSC Code KKBK0005650 for the Kotak Mahindra Bank Limited branch in Katihar, which falls under the Dalan district in Bihar.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0005650
Branch Dalan Branch
City Katihar
District Dalan
State Bihar
Address Khasra No 4240 Khata No 1473 Village Sirsa Dalan 854105 Tehsil And District Katihar Bihar

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Katihar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0005650 for the Dalan Branch branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Dalan Branch, Katihar, Bihar, is provided with a unique IFSC like KKBK0005650 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Katihar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Katihar and Dalan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Dalan Branch do not get mixed with another location.

Format of the IFSC Code KKBK0005650

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dalan Branch in Katihar.

For example, the IFSC Code KKBK0005650 of Kotak Mahindra Bank Limited for the Dalan Branch branch includes these elements, identifying the bank and the branch location in Katihar and Bihar accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

To find the IFSC Code KKBK0005650 of Kotak Mahindra Bank Limited for its Dalan Branch branch located in Katihar, the following methods can help you out:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Katihar and Dalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Dalan Branch or Katihar to find the exact IFSC Code KKBK0005650.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Katihar will provide accurate information.

How to Use IFSC Code KKBK0005650 for Online Transfers?

Once you have the IFSC Code KKBK0005650 for the Dalan Branch branch of Kotak Mahindra Bank Limited in Katihar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0005650. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0005650.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Dalan Branch in Katihar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Dalan Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Katihar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Dalan Branch, Katihar?

The IFSC Code is KKBK0005650.

Is the IFSC Code KKBK0005650 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Dalan Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dalan Branch branch?

The address of the branch is Khasra No 4240 Khata No 1473 Village Sirsa Dalan 854105 Tehsil And District Katihar Bihar located in Katihar, Dalan, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.