The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Kelambakkam branch in Kancheepuram, Kelambakkam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KKBK0000467. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kotak Mahindra Bank Limited, Kelambakkam, Kancheepuram

Here are some of the key details that come with the IFSC Code KKBK0000467 of Kotak Mahindra Bank Limited for its branch located in Kancheepuram, within the district of Kelambakkam in the state of Tamil Nadu.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0000467
Branch Kelambakkam
City Kancheepuram
District Kelambakkam
State Tamil Nadu
Address Kotak Mahindra Bank Ltd Vinayaga Mansion, First Floor Door Nos.2/44, 2/45, 2/46, 2/47 & 2/48 Susheela Nagar Layout, Rajiv Gandhi Road (Omr), Kelambakkam, Tamil Nadu - 603 103.

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0000467 for the Kelambakkam branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0000467 is given to every bank branch, including Kotak Mahindra Bank Limited located in Kelambakkam, Kancheepuram, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kancheepuram and Kelambakkam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Kelambakkam doesn't end up at another location.

Format of the IFSC Code KKBK0000467

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kelambakkam in Kancheepuram.

For example, the IFSC Code KKBK0000467 of Kotak Mahindra Bank Limited for the Kelambakkam branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0000467 of Kotak Mahindra Bank Limited for its Kelambakkam branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in Kancheepuram and Kelambakkam, print them on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Kelambakkam or Kancheepuram to get the exact IFSC Code KKBK0000467.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Kancheepuram, you'll get the correct details.

How to Use IFSC Code KKBK0000467 for Online Transfers?

Once you have the IFSC Code KKBK0000467 for the Kelambakkam branch of Kotak Mahindra Bank Limited in Kancheepuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0000467. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0000467.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Kelambakkam in Kancheepuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Kelambakkam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Kelambakkam, Kancheepuram?

The IFSC Code is KKBK0000467.

Is the IFSC Code KKBK0000467 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Kelambakkam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kelambakkam branch?

The address of the branch is Kotak Mahindra Bank Ltd Vinayaga Mansion, First Floor Door Nos.2/44, 2/45, 2/46, 2/47 & 2/48 Susheela Nagar Layout, Rajiv Gandhi Road (Omr), Kelambakkam, Tamil Nadu - 603 103. located in Kancheepuram, Kelambakkam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.