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IFSC Code of Kotak Mahindra Bank Limited, Guwahati Ganeshguri, Guwahati, Assam — KKBK0009537

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Guwahati Ganeshguri branch in Kamrup Metropolitan, Guwahati, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code KKBK0009537. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kotak Mahindra Bank Limited, Guwahati Ganeshguri, Kamrup Metropolitan

The table below shows the main details of the IFSC Code KKBK0009537 for the Kotak Mahindra Bank Limited branch in Kamrup Metropolitan, which falls under the Guwahati district in Assam.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0009537
Branch Guwahati Ganeshguri
City Kamrup Metropolitan
District Guwahati
State Assam
Address Kotak Mahindra Bank Ltd Kay M Plaza Dispur Ganeshguri Guwahati 781006 Assam

These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Kamrup Metropolitan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0009537 for the Guwahati Ganeshguri branch of Kotak Mahindra Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0009537 is given to every bank branch, including Kotak Mahindra Bank Limited located in Guwahati Ganeshguri, Kamrup Metropolitan, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Kamrup Metropolitan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Guwahati Ganeshguri doesn't end up at another location.

Format of the IFSC Code KKBK0009537

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Kotak Mahindra Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Guwahati Ganeshguri in Kamrup Metropolitan.

For example, the IFSC Code KKBK0009537 of Kotak Mahindra Bank Limited for the Guwahati Ganeshguri branch has these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0009537 of Kotak Mahindra Bank Limited for its Guwahati Ganeshguri branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Guwahati Ganeshguri or Kamrup Metropolitan to get the exact IFSC Code KKBK0009537.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Kamrup Metropolitan that will provide accurate information.

How to Use IFSC Code KKBK0009537 for Online Transfers?

Once you have the IFSC Code KKBK0009537 for the Guwahati Ganeshguri branch of Kotak Mahindra Bank Limited in Kamrup Metropolitan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0009537. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0009537.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Guwahati Ganeshguri in Kamrup Metropolitan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Guwahati Ganeshguri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metropolitan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Guwahati Ganeshguri, Kamrup Metropolitan?

The IFSC Code is KKBK0009537.

Is the IFSC Code KKBK0009537 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Guwahati Ganeshguri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Guwahati Ganeshguri branch?

The address of the branch is Kotak Mahindra Bank Ltd Kay M Plaza Dispur Ganeshguri Guwahati 781006 Assam located in Kamrup Metropolitan, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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