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IFSC Code of Kotak Mahindra Bank Limited, Kalaburagi Jewargi Road, Kalaburagi, Karnataka — KKBK0008250

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Kalaburagi Jewargi Road branch in Kalaburagi, Kalaburagi, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Kotak Mahindra Bank Limited located in Kalaburagi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KKBK0008250. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Kalaburagi Jewargi Road, Kalaburagi

Here are the main details that are associated with the IFSC Code KKBK0008250 of Kotak Mahindra Bank Limited for its branch located in Kalaburagi, within the district of Kalaburagi in the state of Karnataka.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0008250
Branch Kalaburagi Jewargi Road
City Kalaburagi
District Kalaburagi
State Karnataka
Address Sunshine Tower Old Jewargi Road Kalaburagi Karnataka 585102

These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Kalaburagi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0008250 for the Kalaburagi Jewargi Road branch of Kotak Mahindra Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Kalaburagi Jewargi Road, Kalaburagi, Karnataka, are given a unique IFSC like KKBK0008250 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kalaburagi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kalaburagi and Kalaburagi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kotak Mahindra Bank Limited in Kalaburagi Jewargi Road goes to the correct branch. This is important because Kotak Mahindra Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KKBK0008250

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalaburagi Jewargi Road in Kalaburagi.

For example, the IFSC Code KKBK0008250 of Kotak Mahindra Bank Limited for the Kalaburagi Jewargi Road branch includes these elements, identifying the bank and the branch location in Kalaburagi and Karnataka accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are looking for the IFSC Code KKBK0008250 of Kotak Mahindra Bank Limited for its Kalaburagi Jewargi Road branch located in Kalaburagi, the following methods can help:

Cheque Book

The cheque book that is issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kotak Mahindra Bank Limited branches in Kalaburagi and Kalaburagi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kotak Mahindra Bank Limited and look for the branch locator section, then search for Kalaburagi Jewargi Road or Kalaburagi to get the exact IFSC Code KKBK0008250.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kotak Mahindra Bank Limited and Kalaburagi, then it will provide you proper information.

How to Use IFSC Code KKBK0008250 for Online Transfers?

Once you have the IFSC Code KKBK0008250 for the Kalaburagi Jewargi Road branch of Kotak Mahindra Bank Limited in Kalaburagi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0008250. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0008250.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Kalaburagi Jewargi Road in Kalaburagi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Kalaburagi Jewargi Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kalaburagi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Kalaburagi Jewargi Road, Kalaburagi?

The IFSC Code is KKBK0008250.

Is the IFSC Code KKBK0008250 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Kalaburagi Jewargi Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kalaburagi Jewargi Road branch?

The address of the branch is Sunshine Tower Old Jewargi Road Kalaburagi Karnataka 585102 located in Kalaburagi, Kalaburagi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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