For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its The Urban Co Op Bank Ltd Dharangaon branch in Jalgaon, Dharangaon, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0UCB501. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, The Urban Co Op Bank Ltd Dharangaon, Jalgaon

The table below shows the main details of the IFSC Code KKBK0UCB501 for the Kotak Mahindra Bank Limited branch in Jalgaon, which falls under the Dharangaon district in Maharashtra.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0UCB501
Branch The Urban Co Op Bank Ltd Dharangaon
City Jalgaon
District Dharangaon
State Maharashtra
Address The Urban Co Op Bank Ltd, Near S. T Stand, Dharangaon (Dist - Jalgaon)

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Jalgaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0UCB501 for the The Urban Co Op Bank Ltd Dharangaon branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in The Urban Co Op Bank Ltd Dharangaon, Jalgaon, Maharashtra, is provided with a unique IFSC like KKBK0UCB501 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Jalgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalgaon and Dharangaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in The Urban Co Op Bank Ltd Dharangaon do not get mixed with another location.

Format of the IFSC Code KKBK0UCB501

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Urban Co Op Bank Ltd Dharangaon in Jalgaon.

For example, the IFSC Code KKBK0UCB501 of Kotak Mahindra Bank Limited for the The Urban Co Op Bank Ltd Dharangaon branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0UCB501 of Kotak Mahindra Bank Limited for its The Urban Co Op Bank Ltd Dharangaon branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in Jalgaon and Dharangaon, print them on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for The Urban Co Op Bank Ltd Dharangaon or Jalgaon to get the exact IFSC Code KKBK0UCB501.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Jalgaon, you'll get the correct details.

How to Use IFSC Code KKBK0UCB501 for Online Transfers?

Once you have the IFSC Code KKBK0UCB501 for the The Urban Co Op Bank Ltd Dharangaon branch of Kotak Mahindra Bank Limited in Jalgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0UCB501. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0UCB501.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited The Urban Co Op Bank Ltd Dharangaon in Jalgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in The Urban Co Op Bank Ltd Dharangaon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in The Urban Co Op Bank Ltd Dharangaon, Jalgaon?

The IFSC Code is KKBK0UCB501.

Is the IFSC Code KKBK0UCB501 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited The Urban Co Op Bank Ltd Dharangaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Urban Co Op Bank Ltd Dharangaon branch?

The address of the branch is The Urban Co Op Bank Ltd, Near S. T Stand, Dharangaon (Dist - Jalgaon) located in Jalgaon, Dharangaon, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.