The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Godavari Laxmi Co Op Bank Ltd Branch Jalgaon branch in Jalgaon, Jalgaon, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KKBK0GLCB01. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kotak Mahindra Bank Limited, Godavari Laxmi Co Op Bank Ltd Branch Jalgaon, Jalgaon
Here are some of the key details that come with the IFSC Code KKBK0GLCB01 of Kotak Mahindra Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0GLCB01 |
| Branch | Godavari Laxmi Co Op Bank Ltd Branch Jalgaon |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | Godavari Laxmi Co-Op Bank Ltd, Branch Jalgaon 31, Navi Peth, Bank Street, Jalgaon - 425001. |
These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0GLCB01 for the Godavari Laxmi Co Op Bank Ltd Branch Jalgaon branch of Kotak Mahindra Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Godavari Laxmi Co Op Bank Ltd Branch Jalgaon, Jalgaon, Maharashtra, is provided a unique IFSC like KKBK0GLCB01 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Kotak Mahindra Bank Limited branch in Jalgaon.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Godavari Laxmi Co Op Bank Ltd Branch Jalgaon do not get misguided to another person.
Format of the IFSC Code KKBK0GLCB01
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Godavari Laxmi Co Op Bank Ltd Branch Jalgaon in Jalgaon.
For example, the IFSC Code KKBK0GLCB01 of Kotak Mahindra Bank Limited for the Godavari Laxmi Co Op Bank Ltd Branch Jalgaon branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0GLCB01 of Kotak Mahindra Bank Limited for its Godavari Laxmi Co Op Bank Ltd Branch Jalgaon branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Godavari Laxmi Co Op Bank Ltd Branch Jalgaon or Jalgaon to get the exact IFSC Code KKBK0GLCB01.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Jalgaon, you'll get the correct details.
How to Use IFSC Code KKBK0GLCB01 for Online Transfers?
If you have the IFSC Code KKBK0GLCB01 for the Godavari Laxmi Co Op Bank Ltd Branch Jalgaon branch of Kotak Mahindra Bank Limited in Jalgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0GLCB01. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0GLCB01.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Godavari Laxmi Co Op Bank Ltd Branch Jalgaon in Jalgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kotak Mahindra Bank Limited in Godavari Laxmi Co Op Bank Ltd Branch Jalgaon, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Godavari Laxmi Co Op Bank Ltd Branch Jalgaon Jalgaon branch is KKBK0GLCB01.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Godavari Laxmi Co-Op Bank Ltd, Branch Jalgaon 31, Navi Peth, Bank Street, Jalgaon - 425001..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.