For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Itarsi Branch branch in Hoshangabad, Itarsi, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Hoshangabad or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code KKBK0005925. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Itarsi Branch, Hoshangabad

The table below shows the main details of the IFSC Code KKBK0005925 for the Kotak Mahindra Bank Limited branch in Hoshangabad, which falls under the Itarsi district in Madhya Pradesh.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0005925
Branch Itarsi Branch
City Hoshangabad
District Itarsi
State Madhya Pradesh
Address Ground Floor Shop No 1 2 Ward No 32 Subhash Ganj 2Nd Lane Near Police Station District Narmadapuram Itarsi 461111

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Hoshangabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0005925 for the Itarsi Branch branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Itarsi Branch, Hoshangabad, Madhya Pradesh, is provided a unique IFSC like KKBK0005925 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Kotak Mahindra Bank Limited branch in Hoshangabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hoshangabad and Itarsi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Madhya Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Itarsi Branch do not get misguided to another person.

Format of the IFSC Code KKBK0005925

This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Itarsi Branch in Hoshangabad.

For example, the IFSC Code KKBK0005925 of Kotak Mahindra Bank Limited for the Itarsi Branch branch includes these elements, identifying the bank and the branch location in Hoshangabad and Madhya Pradesh accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0005925 of Kotak Mahindra Bank Limited for its Itarsi Branch branch located in Hoshangabad, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Hoshangabad and Itarsi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Itarsi Branch or Hoshangabad to get the exact IFSC Code KKBK0005925.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Hoshangabad, you'll get the correct details.

How to Use IFSC Code KKBK0005925 for Online Transfers?

Once you have the IFSC Code KKBK0005925 for the Itarsi Branch branch of Kotak Mahindra Bank Limited in Hoshangabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0005925. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0005925.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Itarsi Branch in Hoshangabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Itarsi Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hoshangabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Itarsi Branch, Hoshangabad?

The IFSC Code is KKBK0005925.

Is the IFSC Code KKBK0005925 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Itarsi Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Itarsi Branch branch?

The address of the branch is Ground Floor Shop No 1 2 Ward No 32 Subhash Ganj 2Nd Lane Near Police Station District Narmadapuram Itarsi 461111 located in Hoshangabad, Itarsi, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.