For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Hisar Delhi Road Branch branch in Hisar, Hisar, Haryana, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Hisar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code KKBK0004372. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, Hisar Delhi Road Branch, Hisar
Below in the table are the key details related to IFSC Code KKBK0004372 of Kotak Mahindra Bank Limited for its branch located in Hisar, within the district of Hisar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0004372 |
| Branch | Hisar Delhi Road Branch |
| City | Hisar |
| District | Hisar |
| State | Haryana |
| Address | Ground Floor 5A Mc Colony Sukhda Hospital Delhi Road Hisar Haryana 125005 |
These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Hisar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0004372 for the Hisar Delhi Road Branch branch of Kotak Mahindra Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Hisar Delhi Road Branch, Hisar, Haryana, are given a unique IFSC like KKBK0004372 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hisar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Hisar and Hisar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Kotak Mahindra Bank Limited in Hisar Delhi Road Branch goes to the correct branch. This is important because Kotak Mahindra Bank Limited has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KKBK0004372
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hisar Delhi Road Branch in Hisar.
For example, the IFSC Code KKBK0004372 of Kotak Mahindra Bank Limited for the Hisar Delhi Road Branch branch includes these elements, identifying the bank and the branch location in Hisar and Haryana accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
To find the IFSC Code KKBK0004372 of Kotak Mahindra Bank Limited for its Hisar Delhi Road Branch branch located in Hisar, the following methods can help you out:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Hisar and Hisar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Hisar Delhi Road Branch or Hisar to find the exact IFSC Code KKBK0004372.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Hisar will provide accurate information.
How to Use IFSC Code KKBK0004372 for Online Transfers?
If you have the IFSC Code KKBK0004372 for the Hisar Delhi Road Branch branch of Kotak Mahindra Bank Limited in Hisar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0004372. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0004372.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Hisar Delhi Road Branch in Hisar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Hisar Delhi Road Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Hisar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0004372.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor 5A Mc Colony Sukhda Hospital Delhi Road Hisar Haryana 125005 located in Hisar, Hisar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.