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IFSC Code of Kotak Mahindra Bank Limited, Sadar Bazar Branch, Gurgaon, Haryana — KKBK0004361

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its Sadar Bazar Branch branch in Gurgaon, Gurgaon, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code KKBK0004361. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Sadar Bazar Branch, Gurgaon

The table below shows the main details of the IFSC Code KKBK0004361 for the Kotak Mahindra Bank Limited branch in Gurgaon, which falls under the Gurgaon district in Haryana.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0004361
Branch Sadar Bazar Branch
City Gurgaon
District Gurgaon
State Haryana
Address Gr Flr And Basement 646 B 9 Kabir Bhawan Old Railway Rd Sadar Bazaar Gurgaon Gurugram Haryana 122001

These details helps users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0004361 for the Sadar Bazar Branch branch of Kotak Mahindra Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Sadar Bazar Branch, Gurgaon, Haryana, are allotted a unique IFSC like KKBK0004361 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gurgaon and Gurgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Sadar Bazar Branch reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code KKBK0004361

This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sadar Bazar Branch in Gurgaon.

For example, the IFSC Code KKBK0004361 of Kotak Mahindra Bank Limited for the Sadar Bazar Branch branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are looking for the IFSC Code KKBK0004361 of Kotak Mahindra Bank Limited for its Sadar Bazar Branch branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kotak Mahindra Bank Limited branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kotak Mahindra Bank Limited and look for the branch locator section, then search for Sadar Bazar Branch or Gurgaon to get the exact IFSC Code KKBK0004361.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kotak Mahindra Bank Limited and Gurgaon, then it will provide you proper information.

How to Use IFSC Code KKBK0004361 for Online Transfers?

If you have the IFSC Code KKBK0004361 for the Sadar Bazar Branch branch of Kotak Mahindra Bank Limited in Gurgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0004361. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0004361.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Sadar Bazar Branch in Gurgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Sadar Bazar Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Sadar Bazar Branch, Gurgaon?

The IFSC Code is KKBK0004361.

Is the IFSC Code KKBK0004361 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Sadar Bazar Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sadar Bazar Branch branch?

The address of the branch is Gr Flr And Basement 646 B 9 Kabir Bhawan Old Railway Rd Sadar Bazaar Gurgaon Gurugram Haryana 122001 located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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