There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Manesar branch in Gurgaon, Manesar, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kotak Mahindra Bank Limited situated in Gurgaon or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code KKBK0000285. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Manesar, Gurgaon

The table below shows the main details of the IFSC Code KKBK0000285 for the Kotak Mahindra Bank Limited branch in Gurgaon, which falls under the Manesar district in Haryana.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0000285
Branch Manesar
City Gurgaon
District Manesar
State Haryana
Address Kotak Mahindra Bank Ltd, Shop No.3, 3A, 3B & 4, Amrapali Commercial Cum Corporate Hub, Tower-J Sector 2, Imt Manesar, Gurgaon,Tel - 0124 2290270

These details are crucial, not just for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Gurgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0000285 for the Manesar branch of Kotak Mahindra Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Manesar, Gurgaon, Haryana, is provided with a unique IFSC like KKBK0000285 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gurgaon and Manesar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Manesar do not get mixed with another location.

Format of the IFSC Code KKBK0000285

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manesar in Gurgaon.

For example, the IFSC Code KKBK0000285 of Kotak Mahindra Bank Limited for the Manesar branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

To find the IFSC Code KKBK0000285 of Kotak Mahindra Bank Limited for its Manesar branch located in Gurgaon, the following methods can help you out:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Gurgaon and Manesar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Manesar or Gurgaon to find the exact IFSC Code KKBK0000285.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Gurgaon will provide accurate information.

How to Use IFSC Code KKBK0000285 for Online Transfers?

If you have the IFSC Code KKBK0000285 for the Manesar branch of Kotak Mahindra Bank Limited in Gurgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0000285. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0000285.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Manesar in Gurgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Manesar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited Manesar Gurgaon?

The IFSC Code of the Manesar Gurgaon branch is KKBK0000285.

Is IFSC Code KKBK0000285 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Kotak Mahindra Bank Limited Manesar branch?

The branch is located at Kotak Mahindra Bank Ltd, Shop No.3, 3A, 3B & 4, Amrapali Commercial Cum Corporate Hub, Tower-J Sector 2, Imt Manesar, Gurgaon,Tel - 0124 2290270.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.