IFSC Code of Kotak Mahindra Bank Limited, Gorakhpur Medical College Road, Gorakhpur, Uttar Pradesh — KKBK0000142

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its Gorakhpur Medical College Road branch in Gorakhpur, Gorakhpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code KKBK0000142. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Gorakhpur Medical College Road, Gorakhpur

The table below shows the main details of the IFSC Code KKBK0000142 for the Kotak Mahindra Bank Limited branch in Gorakhpur, which falls under the Gorakhpur district in Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Gorakhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0000142 for the Gorakhpur Medical College Road branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Gorakhpur Medical College Road, Gorakhpur, Uttar Pradesh, is provided with a unique IFSC like KKBK0000142 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Kotak Mahindra Bank Limited branch in Gorakhpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Gorakhpur Medical College Road do not get mixed with another location.

Format of the IFSC Code KKBK0000142

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gorakhpur Medical College Road in Gorakhpur.

For example, the IFSC Code KKBK0000142 of Kotak Mahindra Bank Limited for the Gorakhpur Medical College Road branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0000142 of Kotak Mahindra Bank Limited for its Gorakhpur Medical College Road branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Gorakhpur Medical College Road or Gorakhpur to get the exact IFSC Code KKBK0000142.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Gorakhpur, you'll get the correct details.

How to Use IFSC Code KKBK0000142 for Online Transfers?

Once you have the IFSC Code KKBK0000142 for the Gorakhpur Medical College Road branch of Kotak Mahindra Bank Limited in Gorakhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0000142. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0000142.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Gorakhpur Medical College Road in Gorakhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Gorakhpur Medical College Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kotak Mahindra Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.