Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its Tohana Branch branch in Fatehabad, Tohana, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Fatehabad or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code KKBK0004349. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, Tohana Branch, Fatehabad
Here are some of the key details that come with the IFSC Code KKBK0004349 of Kotak Mahindra Bank Limited for its branch located in Fatehabad, within the district of Tohana in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0004349 |
| Branch | Tohana Branch |
| City | Fatehabad |
| District | Tohana |
| State | Haryana |
| Address | Gr Flr Khasra No 436A 6 Opp Ram Mandir Chandigarh Rd Tehsil Tohana Dist Fatehabad Haryana Pin 125120 |
These details helps users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Fatehabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0004349 for the Tohana Branch branch of Kotak Mahindra Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Tohana Branch, Fatehabad, Haryana, is provided a unique IFSC like KKBK0004349 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Kotak Mahindra Bank Limited branch in Fatehabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Fatehabad and Tohana.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Tohana Branch do not get misguided to another person.
Format of the IFSC Code KKBK0004349
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Kotak Mahindra Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tohana Branch in Fatehabad.
For example, the IFSC Code KKBK0004349 of Kotak Mahindra Bank Limited for the Tohana Branch branch has these elements, identifying the bank and the branch location in Fatehabad and Haryana correctly.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0004349 of Kotak Mahindra Bank Limited for its Tohana Branch branch located in Fatehabad, the following methods can help:
Cheque Book
The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Fatehabad and Tohana, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Tohana Branch or Fatehabad to get the exact IFSC Code KKBK0004349.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Fatehabad that will provide accurate information.
How to Use IFSC Code KKBK0004349 for Online Transfers?
Once you have the IFSC Code KKBK0004349 for the Tohana Branch branch of Kotak Mahindra Bank Limited in Fatehabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KKBK0004349. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0004349.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Tohana Branch in Fatehabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kotak Mahindra Bank Limited in Tohana Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Fatehabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tohana Branch Fatehabad branch is KKBK0004349.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Gr Flr Khasra No 436A 6 Opp Ram Mandir Chandigarh Rd Tehsil Tohana Dist Fatehabad Haryana Pin 125120.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.