There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Duliajan branch in Dibrugarh, Duliajan, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kotak Mahindra Bank Limited situated in Dibrugarh or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code KKBK0000333. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Duliajan, Dibrugarh

Here are the main details that are associated with the IFSC Code KKBK0000333 of Kotak Mahindra Bank Limited for its branch located in Dibrugarh, within the district of Duliajan in the state of Assam.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0000333
Branch Duliajan
City Dibrugarh
District Duliajan
State Assam
Address Boc Gate, Near Jayanagar, P.O. Duliajan, Dibrugarh - 786602

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Dibrugarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0000333 for the Duliajan branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Duliajan, Dibrugarh, Assam, are given a unique IFSC like KKBK0000333 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dibrugarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dibrugarh and Duliajan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kotak Mahindra Bank Limited in Duliajan goes to the correct branch. This is important because Kotak Mahindra Bank Limited has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KKBK0000333

This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Duliajan in Dibrugarh.

For example, the IFSC Code KKBK0000333 of Kotak Mahindra Bank Limited for the Duliajan branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0000333 of Kotak Mahindra Bank Limited for its Duliajan branch located in Dibrugarh, the following methods can help:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kotak Mahindra Bank Limited branches in Dibrugarh and Duliajan, print them on the first page of your passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for Duliajan or Dibrugarh to get the exact IFSC Code KKBK0000333.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Dibrugarh, you'll get the correct details.

How to Use IFSC Code KKBK0000333 for Online Transfers?

Once you have the IFSC Code KKBK0000333 for the Duliajan branch of Kotak Mahindra Bank Limited in Dibrugarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0000333. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0000333.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Duliajan in Dibrugarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Duliajan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dibrugarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Duliajan, Dibrugarh?

The IFSC Code is KKBK0000333.

Is the IFSC Code KKBK0000333 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Duliajan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Duliajan branch?

The address of the branch is Boc Gate, Near Jayanagar, P.O. Duliajan, Dibrugarh - 786602 located in Dibrugarh, Duliajan, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.