For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Delhi - Koral Bagh branch in Delhi, Delhi, Delhi, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code KKBK0000191. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Delhi - Koral Bagh, Delhi

Below in the table are the key details related to IFSC Code KKBK0000191 of Kotak Mahindra Bank Limited for its branch located in Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0000191
Branch Delhi - Koral Bagh
City Delhi
District Delhi
State Delhi
Address 16/10 Ground Floor Arya Samaj Road Karol Bagh New Delhi 110

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Delhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0000191 for the Delhi - Koral Bagh branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Delhi - Koral Bagh, Delhi, Delhi, are allotted a unique IFSC like KKBK0000191 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Delhi - Koral Bagh reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code KKBK0000191

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Delhi - Koral Bagh in Delhi.

For example, the IFSC Code KKBK0000191 of Kotak Mahindra Bank Limited for the Delhi - Koral Bagh branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

To find the IFSC Code KKBK0000191 of Kotak Mahindra Bank Limited for its Delhi - Koral Bagh branch located in Delhi, the following methods can help you out:

Cheque Book

The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Delhi - Koral Bagh or Delhi to find the exact IFSC Code KKBK0000191.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Delhi will provide accurate information.

How to Use IFSC Code KKBK0000191 for Online Transfers?

Once you have the IFSC Code KKBK0000191 for the Delhi - Koral Bagh branch of Kotak Mahindra Bank Limited in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KKBK0000191. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0000191.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited Delhi - Koral Bagh in Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Delhi - Koral Bagh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Delhi - Koral Bagh, Delhi?

The IFSC Code is KKBK0000191.

Is the IFSC Code KKBK0000191 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Delhi - Koral Bagh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Delhi - Koral Bagh branch?

The address of the branch is 16/10 Ground Floor Arya Samaj Road Karol Bagh New Delhi 110 located in Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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