The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Cross Cut Road Gandhipuram Branch branch in Coimbatore, Coimbatore, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kotak Mahindra Bank Limited located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code KKBK0008662. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kotak Mahindra Bank Limited, Cross Cut Road Gandhipuram Branch, Coimbatore
Below in the table are the key details related to IFSC Code KKBK0008662 of Kotak Mahindra Bank Limited for its branch located in Coimbatore, within the district of Coimbatore in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0008662 |
| Branch | Cross Cut Road Gandhipuram Branch |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| Address | Ground Floor No 444 A Cross Cut Road Gandhipuram Branch Coimbatore Pin 641012 |
These details helps users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Coimbatore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0008662 for the Cross Cut Road Gandhipuram Branch branch of Kotak Mahindra Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0008662 is given to every bank branch, including Kotak Mahindra Bank Limited located in Cross Cut Road Gandhipuram Branch, Coimbatore, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Kotak Mahindra Bank Limited branch in Coimbatore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Coimbatore and Coimbatore.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Cross Cut Road Gandhipuram Branch doesn't end up at another location.
Format of the IFSC Code KKBK0008662
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cross Cut Road Gandhipuram Branch in Coimbatore.
For example, the IFSC Code KKBK0008662 of Kotak Mahindra Bank Limited for the Cross Cut Road Gandhipuram Branch branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu correctly.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
To find the IFSC Code KKBK0008662 of Kotak Mahindra Bank Limited for its Cross Cut Road Gandhipuram Branch branch located in Coimbatore, the following methods can help you out:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Coimbatore and Coimbatore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for Cross Cut Road Gandhipuram Branch or Coimbatore to find the exact IFSC Code KKBK0008662.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Coimbatore will provide accurate information.
How to Use IFSC Code KKBK0008662 for Online Transfers?
Once you have the IFSC Code KKBK0008662 for the Cross Cut Road Gandhipuram Branch branch of Kotak Mahindra Bank Limited in Coimbatore, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0008662. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0008662.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Cross Cut Road Gandhipuram Branch in Coimbatore, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Cross Cut Road Gandhipuram Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Coimbatore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0008662.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor No 444 A Cross Cut Road Gandhipuram Branch Coimbatore Pin 641012 located in Coimbatore, Coimbatore, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.