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IFSC Code of Kotak Mahindra Bank Limited, Durgapur Benachity, Durgapur, West Bengal — KKBK0006761

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Durgapur Benachity branch in Barddhaman, Durgapur, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code KKBK0006761. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Durgapur Benachity, Barddhaman

The table below shows the main details of the IFSC Code KKBK0006761 for the Kotak Mahindra Bank Limited branch in Barddhaman, which falls under the Durgapur district in West Bengal.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0006761
Branch Durgapur Benachity
City Barddhaman
District Durgapur
State West Bengal
Address Kotak Mahindra Bank Ltd Raj Sammilonee Nachan Road Benachity Durgapur 713213 West Bengal

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Barddhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0006761 for the Durgapur Benachity branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in Durgapur Benachity, Barddhaman, West Bengal, is provided with a unique IFSC like KKBK0006761 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Barddhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Barddhaman and Durgapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Durgapur Benachity do not get mixed with another location.

Format of the IFSC Code KKBK0006761

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Durgapur Benachity in Barddhaman.

For example, the IFSC Code KKBK0006761 of Kotak Mahindra Bank Limited for the Durgapur Benachity branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0006761 of Kotak Mahindra Bank Limited for its Durgapur Benachity branch located in Barddhaman, the following methods can help:

Cheque Book

The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Barddhaman and Durgapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Durgapur Benachity or Barddhaman to get the exact IFSC Code KKBK0006761.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Barddhaman that will provide accurate information.

How to Use IFSC Code KKBK0006761 for Online Transfers?

If you have the IFSC Code KKBK0006761 for the Durgapur Benachity branch of Kotak Mahindra Bank Limited in Barddhaman, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0006761. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0006761.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Durgapur Benachity in Barddhaman, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Durgapur Benachity, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Barddhaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Durgapur Benachity, Barddhaman?

The IFSC Code is KKBK0006761.

Is the IFSC Code KKBK0006761 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Durgapur Benachity?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Durgapur Benachity branch?

The address of the branch is Kotak Mahindra Bank Ltd Raj Sammilonee Nachan Road Benachity Durgapur 713213 West Bengal located in Barddhaman, Durgapur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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