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IFSC Code of Kotak Mahindra Bank Limited, Vadaj Branch, Ahmedabad, Gujarat — KKBK0002590

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Vadaj Branch branch in Ahmedabad, Ahmedabad, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kotak Mahindra Bank Limited situated in Ahmedabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KKBK0002590. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Vadaj Branch, Ahmedabad

Here are some of the key details that come with the IFSC Code KKBK0002590 of Kotak Mahindra Bank Limited for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0002590
Branch Vadaj Branch
City Ahmedabad
District Ahmedabad
State Gujarat
Address Gr Floor Shop No 1 To 4 Pruthvi Complex Asharam Road Vadaj Ahmedabad 380013

These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Ahmedabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0002590 for the Vadaj Branch branch of Kotak Mahindra Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0002590 is given to every bank branch, including Kotak Mahindra Bank Limited located in Vadaj Branch, Ahmedabad, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kotak Mahindra Bank Limited branch in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ahmedabad and Ahmedabad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in Vadaj Branch doesn't end up at another location.

Format of the IFSC Code KKBK0002590

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadaj Branch in Ahmedabad.

For example, the IFSC Code KKBK0002590 of Kotak Mahindra Bank Limited for the Vadaj Branch branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are looking for the IFSC Code KKBK0002590 of Kotak Mahindra Bank Limited for its Vadaj Branch branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book that is issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kotak Mahindra Bank Limited branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kotak Mahindra Bank Limited and look for the branch locator section, then search for Vadaj Branch or Ahmedabad to get the exact IFSC Code KKBK0002590.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kotak Mahindra Bank Limited and Ahmedabad, then it will provide you proper information.

How to Use IFSC Code KKBK0002590 for Online Transfers?

Once you have the IFSC Code KKBK0002590 for the Vadaj Branch branch of Kotak Mahindra Bank Limited in Ahmedabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0002590. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0002590.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Vadaj Branch in Ahmedabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kotak Mahindra Bank Limited in Vadaj Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Vadaj Branch, Ahmedabad?

The IFSC Code is KKBK0002590.

Is the IFSC Code KKBK0002590 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Vadaj Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vadaj Branch branch?

The address of the branch is Gr Floor Shop No 1 To 4 Pruthvi Complex Asharam Road Vadaj Ahmedabad 380013 located in Ahmedabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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