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IFSC Code of Kotak Mahindra Bank Limited, Ahmedabad Dariapur, Ahmedabad, Gujarat — KKBK0002581

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its Ahmedabad Dariapur branch in Ahmedabad, Ahmedabad, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kotak Mahindra Bank Limited located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KKBK0002581. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kotak Mahindra Bank Limited, Ahmedabad Dariapur, Ahmedabad

Below in the table are the key details related to IFSC Code KKBK0002581 of Kotak Mahindra Bank Limited for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.

Particulars Details
Bank Kotak Mahindra Bank Limited
IFSC Code KKBK0002581
Branch Ahmedabad Dariapur
City Ahmedabad
District Ahmedabad
State Gujarat
Address Aust Laxmi Complex Near Dariapur Darwaja Idagah Chowki Road Ahmedabad Pin Code 380001

These details are important not only for users using online banking but also for businesses and individuals who use Kotak Mahindra Bank Limited in Ahmedabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KKBK0002581 for the Ahmedabad Dariapur branch of Kotak Mahindra Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in Ahmedabad Dariapur, Ahmedabad, Gujarat, are allotted a unique IFSC like KKBK0002581 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kotak Mahindra Bank Limited in Ahmedabad Dariapur reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code KKBK0002581

The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kotak Mahindra Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahmedabad Dariapur in Ahmedabad.

For example, the IFSC Code KKBK0002581 of Kotak Mahindra Bank Limited for the Ahmedabad Dariapur branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.

How to Find IFSC Code for Kotak Mahindra Bank Limited?

If you are trying to find the IFSC Code KKBK0002581 of Kotak Mahindra Bank Limited for its Ahmedabad Dariapur branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque books that are issued by Kotak Mahindra Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kotak Mahindra Bank Limited branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kotak Mahindra Bank Limited and find the branch locator section. Search for Ahmedabad Dariapur or Ahmedabad to get the exact IFSC Code KKBK0002581.

Mobile Banking App

If you use Kotak Mahindra Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kotak Mahindra Bank Limited and Ahmedabad that will provide accurate information.

How to Use IFSC Code KKBK0002581 for Online Transfers?

Once you have the IFSC Code KKBK0002581 for the Ahmedabad Dariapur branch of Kotak Mahindra Bank Limited in Ahmedabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KKBK0002581. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0002581.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited Ahmedabad Dariapur in Ahmedabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in Ahmedabad Dariapur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kotak Mahindra Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kotak Mahindra Bank Limited in Ahmedabad Dariapur, Ahmedabad?

The IFSC Code is KKBK0002581.

Is the IFSC Code KKBK0002581 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kotak Mahindra Bank Limited Ahmedabad Dariapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ahmedabad Dariapur branch?

The address of the branch is Aust Laxmi Complex Near Dariapur Darwaja Idagah Chowki Road Ahmedabad Pin Code 380001 located in Ahmedabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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