IFSC Code of Kerala Gramin Bank, Sulthan Bathery, Wayanad, Kerala — KLGB0040236

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kerala Gramin Bank for its Sulthan Bathery branch in Wayanad, Wayanad, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Kerala Gramin Bank situated in Wayanad or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KLGB0040236. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kerala Gramin Bank, Sulthan Bathery, Wayanad

The table below shows the main details of the IFSC Code KLGB0040236 for the Kerala Gramin Bank branch in Wayanad, which falls under the Wayanad district in Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Kerala Gramin Bank in Wayanad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040236 for the Sulthan Bathery branch of Kerala Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kerala Gramin Bank located in Sulthan Bathery, Wayanad, Kerala, are given a unique IFSC like KLGB0040236 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Wayanad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Wayanad and Wayanad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kerala Gramin Bank in Sulthan Bathery goes to the correct branch. This is important because Kerala Gramin Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KLGB0040236

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Kerala Gramin Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sulthan Bathery in Wayanad.

For example, the IFSC Code KLGB0040236 of Kerala Gramin Bank for the Sulthan Bathery branch has these elements, identifying the bank and the branch location in Wayanad and Kerala correctly.

How to Find IFSC Code for Kerala Gramin Bank?

If you are looking for the IFSC Code KLGB0040236 of Kerala Gramin Bank for its Sulthan Bathery branch located in Wayanad, the following methods can help:

Cheque Book

The cheque book that is issued by Kerala Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Kerala Gramin Bank branches in Wayanad and Wayanad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Kerala Gramin Bank and look for the branch locator section, then search for Sulthan Bathery or Wayanad to get the exact IFSC Code KLGB0040236.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kerala Gramin Bank and Wayanad, then it will provide you proper information.

How to Use IFSC Code KLGB0040236 for Online Transfers?

Once you have the IFSC Code KLGB0040236 for the Sulthan Bathery branch of Kerala Gramin Bank in Wayanad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040236. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040236.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kerala Gramin Bank Sulthan Bathery in Wayanad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Sulthan Bathery, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kerala Gramin Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Wayanad manage online transfers as well as cheque clearances with ease.