For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kerala Gramin Bank for its Attipra branch in Trivandrum, Trivandrum, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kerala Gramin Bank located in Trivandrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040637. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kerala Gramin Bank, Attipra, Trivandrum

Here are the main details that are associated with the IFSC Code KLGB0040637 of Kerala Gramin Bank for its branch located in Trivandrum, within the district of Trivandrum in the state of Kerala.

Particulars Details
Bank Kerala Gramin Bank
IFSC Code KLGB0040637
Branch Attipra
City Trivandrum
District Trivandrum
State Kerala
Address Thiruvonam Complex,Arasummoodu,Kulathoor P.O,Trivandrum,Pin -695 583

These details help users in online banking and for businesses and individuals who use Kerala Gramin Bank in Trivandrum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040637 for the Attipra branch of Kerala Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kerala Gramin Bank located in Attipra, Trivandrum, Kerala, are allotted a unique IFSC like KLGB0040637 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Trivandrum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Trivandrum and Trivandrum.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kerala Gramin Bank in Attipra reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code KLGB0040637

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Kerala Gramin Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Attipra in Trivandrum.

For example, the IFSC Code KLGB0040637 of Kerala Gramin Bank for the Attipra branch includes these elements, identifying the bank and the branch location in Trivandrum and Kerala accurately.

How to Find IFSC Code for Kerala Gramin Bank?

If you are trying to find the IFSC Code KLGB0040637 of Kerala Gramin Bank for its Attipra branch located in Trivandrum, the following methods can help:

Cheque Book

The cheque book issued by Kerala Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Kerala Gramin Bank branches in Trivandrum and Trivandrum, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Kerala Gramin Bank and navigate to the branch locator section. Search for Attipra or Trivandrum to get the exact IFSC Code KLGB0040637.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kerala Gramin Bank and Trivandrum, you'll get the correct details.

How to Use IFSC Code KLGB0040637 for Online Transfers?

Once you have the IFSC Code KLGB0040637 for the Attipra branch of Kerala Gramin Bank in Trivandrum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KLGB0040637. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040637.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kerala Gramin Bank Attipra in Trivandrum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Attipra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kerala Gramin Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Trivandrum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kerala Gramin Bank Attipra Trivandrum?

The IFSC Code of the Attipra Trivandrum branch is KLGB0040637.

Is IFSC Code KLGB0040637 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Kerala Gramin Bank Attipra branch?

The branch is located at Thiruvonam Complex,Arasummoodu,Kulathoor P.O,Trivandrum,Pin -695 583.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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