The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kerala Gramin Bank for its Pallur branch in Thrissur, Thrissur, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kerala Gramin Bank located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040718. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kerala Gramin Bank, Pallur, Thrissur
Below in the table are the key details related to IFSC Code KLGB0040718 of Kerala Gramin Bank for its branch located in Thrissur, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Kerala Gramin Bank |
| IFSC Code | KLGB0040718 |
| Branch | Pallur |
| City | Thrissur |
| District | Thrissur |
| State | Kerala |
| Address | Vadakkekkara Building, Kodapara Kondayur, Pallur Po, Desamangalam, Pin-679532 |
These details helps users in online banking and for businesses and individuals who use Kerala Gramin Bank in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040718 for the Pallur branch of Kerala Gramin Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kerala Gramin Bank located in Pallur, Thrissur, Kerala, is provided a unique IFSC like KLGB0040718 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Kerala Gramin Bank branch in Thrissur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thrissur and Thrissur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Pallur do not get misguided to another person.
Format of the IFSC Code KLGB0040718
The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kerala Gramin Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pallur in Thrissur.
For example, the IFSC Code KLGB0040718 of Kerala Gramin Bank for the Pallur branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.
How to Find IFSC Code for Kerala Gramin Bank?
If you are trying to find the IFSC Code KLGB0040718 of Kerala Gramin Bank for its Pallur branch located in Thrissur, the following methods can help:
Cheque Book
The cheque books that are issued by Kerala Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kerala Gramin Bank branches in Thrissur and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kerala Gramin Bank and find the branch locator section. Search for Pallur or Thrissur to get the exact IFSC Code KLGB0040718.
Mobile Banking App
If you use Kerala Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kerala Gramin Bank and Thrissur that will provide accurate information.
How to Use IFSC Code KLGB0040718 for Online Transfers?
Once you have the IFSC Code KLGB0040718 for the Pallur branch of Kerala Gramin Bank in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KLGB0040718. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040718.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kerala Gramin Bank Pallur in Thrissur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Pallur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kerala Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thrissur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KLGB0040718.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vadakkekkara Building, Kodapara Kondayur, Pallur Po, Desamangalam, Pin-679532 located in Thrissur, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.