IFSC Code of Kerala Gramin Bank, Pattom, Thiruvananthapuram, Kerala — KLGB0040673

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kerala Gramin Bank for its Pattom branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Kerala Gramin Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040673. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kerala Gramin Bank, Pattom, Thiruvananthapuram

Here are the key points that are associated with the IFSC Code KLGB0040673 of Kerala Gramin Bank for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Kerala Gramin Bank in Thiruvananthapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040673 for the Pattom branch of Kerala Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kerala Gramin Bank located in Pattom, Thiruvananthapuram, Kerala, is provided a unique IFSC like KLGB0040673 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Kerala Gramin Bank branch in Thiruvananthapuram.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Pattom do not get misguided to another person.

Format of the IFSC Code KLGB0040673

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Kerala Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pattom in Thiruvananthapuram.

For example, the IFSC Code KLGB0040673 of Kerala Gramin Bank for the Pattom branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Kerala Gramin Bank?

To find the IFSC Code KLGB0040673 of Kerala Gramin Bank for its Pattom branch located in Thiruvananthapuram, the following methods can help you out:

Cheque Book

The cheque book issued by Kerala Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Kerala Gramin Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kerala Gramin Bank and go to the branch locator section. Then search for Pattom or Thiruvananthapuram to find the exact IFSC Code KLGB0040673.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kerala Gramin Bank and Thiruvananthapuram will provide accurate information.

How to Use IFSC Code KLGB0040673 for Online Transfers?

Once you have the IFSC Code KLGB0040673 for the Pattom branch of Kerala Gramin Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KLGB0040673. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040673.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kerala Gramin Bank Pattom in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kerala Gramin Bank in Pattom, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Kerala Gramin Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.