IFSC Code of Kerala Gramin Bank, Kuruvattur, Kozhikode, Kerala — KLGB0040189

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kerala Gramin Bank for its Kuruvattur branch in Kozhikode, Kozhikode, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kerala Gramin Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KLGB0040189. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kerala Gramin Bank, Kuruvattur, Kozhikode

Here are the key points that are associated with the IFSC Code KLGB0040189 of Kerala Gramin Bank for its branch located in Kozhikode, within the district of Kozhikode in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Kerala Gramin Bank in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KLGB0040189 for the Kuruvattur branch of Kerala Gramin Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kerala Gramin Bank located in Kuruvattur, Kozhikode, Kerala, is provided a unique IFSC like KLGB0040189 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Kerala Gramin Bank branch in Kozhikode.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kozhikode and Kozhikode.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Kerala Gramin Bank in Kuruvattur do not get misguided to another person.

Format of the IFSC Code KLGB0040189

The format of the IFSC Code for banks, including Kerala Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Kerala Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kuruvattur in Kozhikode.

For example, the IFSC Code KLGB0040189 of Kerala Gramin Bank for the Kuruvattur branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Kerala Gramin Bank?

If you are trying to find the IFSC Code KLGB0040189 of Kerala Gramin Bank for its Kuruvattur branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque books that are issued by Kerala Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kerala Gramin Bank branches in Kozhikode and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kerala Gramin Bank and find the branch locator section. Search for Kuruvattur or Kozhikode to get the exact IFSC Code KLGB0040189.

Mobile Banking App

If you use Kerala Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kerala Gramin Bank and Kozhikode that will provide accurate information.

How to Use IFSC Code KLGB0040189 for Online Transfers?

Once you have the IFSC Code KLGB0040189 for the Kuruvattur branch of Kerala Gramin Bank in Kozhikode, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KLGB0040189. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kerala Gramin Bank IFSC Code KLGB0040189.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kerala Gramin Bank Kuruvattur in Kozhikode, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kerala Gramin Bank in Kuruvattur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Kerala Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kozhikode to handle online money transfers and get their cheques cleared smoothly.